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Active
3
beds
2
baths
1,436
sqft
-
garage
Listed by LPT REALTY, LLC· Last updated · MLS# TB8510070
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- ADAIRS ADD
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
Ceiling Fans(s)DishwasherDisposalMicrowaveRangeRefrigerator
643 W 9th St is a 2026-built home in Adairs Add, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,436 square feet of living space. Listed at $295,000 (about $205/sqft), 94 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
From the listing
Brand-new construction in the heart of Lakeland! This beautifully designed 3-bedroom, 2-bath home offers modern living with an open-concept layout, stylish finishes, and quality craftsmanship throughout. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect space for entertaining and everyday living. Enjoy a thoughtfully designed split-bedroom floor plan, a private primary suite, and plenty of natural light throughout the home. Built with comfort and efficiency in mind, this move-in-ready property delivers the benefits of new construction with contemporary style and functionality. Conveniently located near shopping, dining, schools, and major roadways, this is an incredible opportunity to own a brand-new home in one of Central Florida’s growing communities.
The essentials
Built
2026
Price / sqft
$205
On market
99 days
Annual tax
$229
Flood zone
X · Low risk
Lot
4,386 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
4,386 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
99
Ceiling Fans(s)
Dishwasher
Disposal
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$229
Parcel #
23-28-12-050500-014060
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Adairs Add
County
Polk
MLS Area
33805 - Lakeland / Gibsonia
Lot Size
4,386 sqft
Date
Event
Price
8/3/2026
Price change
Source: Stellar MLS #TB8510070
$295,000-4.1%
$205/sqft
—
Price change
Source: Stellar MLS #TB8510070
$307,500-2.4%
$214/sqft
5/19/2026
Listed for sale
Source: Stellar MLS #TB8510070
$315,000
$219/sqft
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Loan Details
$100K$2M
Your Results
Total Monthly Payment
$1,858
Principal, interest, tax, insurance
- P&I$1,539
- Tax$19
- Insurance$300
Loan Amount
$236,000
Down Payment %
20.0%
First Year Summary
Principal
$2,491
Interest
$15,971
Balance
$233,509
Total Interest
$317,876
Total Cost
$553,876
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