10186 45th Way N, photo 1
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Overview

2 bd2 ba1,153 sqft1 car garageCondominium
TypeCondominium
HOANone listed
Built1972
Lot4,752 sqft
Living area1,153 sqft
Price / sqft$230
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Solid Surface CountersLightingPrivate MailboxRain GuttersSidewalkAssociation Recreation - OwnedBuyer Approval RequiredClubhouse

10186 45th Way N is a 1972-built home in Mainlands Of Tamarac By The Gulf Two Condo, Pinellas Park. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,153 square feet of living space. Listed at $265,000 (about $230/sqft), 101 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautifully updated home located in the desirable 55+ community of Mainlands of Tamarac by the Gulf. Recent improvements include new solid wood kitchen cabinets with soft close doors and drawers, subway tile backsplash, elegant Quartz countertops and stainless-steel appliances. All new flooring throughout featuring an upgrade porcelain tile in the living areas and new bedroom carpeting. Fresh interior paint in neutral colors. Both bathrooms feature new vanities, fixtures and commodes. The home has updated windows, hurricane shutters, newer water heater as well as new roof in 2023. Back yard features shady oak tree with private view. Active clubhouse with heated community pool offers various activities including dances, shuffleboard, golf, card games, bingo, and more. Mainlands is a golf cart community, just minutes away from Freedom Lake Park, that offers dog park, picnic tables, and walking trail. Ideal central location with proximity to beautiful beaches, 2 airports and shopping. Easy direct access from 49 st via 102 Ave. NEW HVAC SYSTEM TO BE INSTALLED.

The essentials

Built
1972
Price / sqft
$230
On market
101 days
Annual tax
$652
Flood zone
X · Low risk
Lot
4,752 sqft
Type
Condominium

At a glance

Condo
Built 1972
Community pool
Shared amenity
1 car garage
Driveway
1,153 sqft
Living area

Payment

Est. monthly payment
$1,569/mo
Down payment (20%)
$53,000
Property taxes
$54/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1972
Lot
4,752 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway
Days on Market
101
Solid Surface Counters
Lighting
Private Mailbox
Rain Gutters
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Golf Carts OK
Golf
Irrigation-reclaimed Water
Pool
Sidewalks
Special Community Restrictions
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Pinellas Central Elem-PN
Middle
Fitzgerald Middle-PN
High
Pinellas Park High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$652
Parcel #
22-30-16-54566-038-0240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mainlands Of Tamarac By The Gulf Two Condo
County
Pinellas
MLS Area
33782 - Pinellas Park
Lot Size
4,752 sqft

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #TB8514920
$265,000-1.5%
$230/sqft
-
Price change
Source: Stellar MLS #TB8514920
$269,000-3.9%
$233/sqft
7/2/2026
Listed for sale
Source: Stellar MLS #TB8514920
$279,900
$243/sqft

Neighborhood

10186 45th Way N
Pinellas Park, FL, 33782 · 33782 - Pinellas Park

Market insights

Offer Insights

Choose an offer strength

List price: $265,000
$257,500 – $265,000
97.2% – 100% of listTops out right at the list price
80% of listList price
14 of the last 26 condo closings in 33782 landed at this number or higher (54%). The median one sat 58 days before it went under contract, and this one is on day 101 after a $14,900 cut.

Sample: 26 closed condo sales in 33782 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,569/mo
Principal & interest$1,382
Property taxes$54
Insurance$133
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,000

$230 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,153 sq ft

Time on market

101 days

Year built

1972

Monthly payment

About $1,569/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $652 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Jill ReesListing data from Stellar MLS, MLS# TB8514920.

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