7109 Bay Laurel CT, photo 1
Active
1 / 90

Overview

5 bd4 ba3,173 sqft3 car garageSingle Family
TypeSingle Family
HOA$180/yr
Built2019
Lot7,274 sqft
Living area3,173 sqft
Price / sqft$217
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersThermostatTray Ceiling(s)Walk-in Closet(s)

7109 Bay Laurel CT is a 2019-built home in Watergrass, Wesley Chapel. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,173 square feet of living space. Listed at $689,000 (about $217/sqft), 124 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $180 annually.

From the listing

Exceptional living in Watergrass starts HERE in Cypress Bend! Welcome to Bay Laurel Ct, where thoughtful design, resort-style amenities, privacy, and beautiful water views come together. SELLER IS OFFERING A BUYER INCENTIVE! This move-in-ready home features 5 bedrooms, 3 full baths plus a half bath, a first-floor primary suite, a 3-car garage, NO REAR NEIGHBORS, a pond view, and a heated saltwater pool. Built by Standard Pacific/CalAtlantic, this highly sought-after floor plan blends timeless architectural details—including tray ceilings, arched doorways, and soaring ceilings—with a modern, open-concept layout designed for both everyday living and entertaining. Step through the glass front entry door or directly from the 3-car garage into a bright and welcoming foyer. To the left, an enclosed office/flex room provides a versatile space for working from home, hobbies, or a quiet retreat. The first floor also features a convenient drop zone, half bath, and laundry room. At the heart of the home, the spacious kitchen features 42-inch crowned wood cabinetry, granite countertops, a generous island with seating for four, and plenty of workspace and storage. The kitchen flows seamlessly into the great room, with additional space for dining and gathering—perfect for entertaining family and friends. The first-floor primary suite offers beautiful views of the pool and pond and an ensuite bath complete with both a soaking tub and walk-in shower. Wake up to peaceful water views right outside your window. Upstairs, the expansive central loft provides an ideal space for a media room, playroom, home office, or additional gathering area. The thoughtfully designed split-bedroom layout offers four additional bedrooms and two full bathrooms, providing plenty of space and privacy for everyone! Step outside and discover your own private outdoor oasis with extended, covered lanai. With NO REAR NEIGHBORS and unobstructed pond views, the backyard is designed for enjoying the Florida lifestyle. Relax by the heated saltwater pool, gather around the fire pit, or unwind in the lounge area. Privacy curtains on both sides create an added sense of seclusion and make entertaining effortless. Located in Watergrass, one of Wesley Chapel's premier resort-style communities, residents enjoy an impressive array of amenities, including multiple community pools, a clubhouse with fitness center, tennis courts, and pickleball. The community is also surrounded by an abundance of convenient shopping, dining, medical, and everyday necessities, with Publix, Starbucks, Chick-fil-A, Chipotle, Swig, Chase Bank, GTE Financial, Florida Medical, yoga, and more just minutes away. With its first-floor primary suite, spacious 5-bedroom layout, 3-car garage, heated saltwater pool, privacy, and spectacular pond views, this is a rare opportunity to own one of Watergrass's most desirable floor plans. There is truly something for everyone in Watergrass. Come see why Bay Laurel Ct could be the perfect place to call home!

The essentials

Built
2019
Price / sqft
$217
On market
124 days
Annual tax
$8,940
HOA
$180/yr
Flood zone
X · Low risk
Lot
7,274 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
Water views
Water
Private pool
Heated
3 car garage
Garage Door Opener
7,274 sqft lot
Lot size

Payment

Est. monthly payment
$4,698/mo
Down payment (20%)
$137,800
Property taxes
$745/mo
HOA
$180/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
7,274 sqft
Cooling
Central Air
Heating
Electric
Parking
Garage Door Opener
Pool
Deck, Heated, In Ground, Lighting, Salt Water, Screen Enclosure, Tile
Days on Market
124
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Built-in Features
Lighting
Rain Gutters
Sidewalk
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Irrigation-reclaimed Water
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Street Lights
Freezer
Ice Maker
Microwave
Refrigerator
Washer
Cooktop
Dishwasher
Disposal
Dryer
Elementary
Watergrass Elementary-PO
Middle
Thomas E Weightman Middle-PO
High
Wesley Chapel High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$8,940
Parcel #
36-25-20-0010-03400-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Watergrass
County
Pasco
MLS Area
33545 - Wesley Chapel
Lot Size
7,274 sqft
Oversized LotSidewalkPavedPrivate
HOA
$180/yr
Condominium Associates

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #TB8516314
$689,000-1.6%
$217/sqft
-
Price change
Source: Stellar MLS #TB8516314
$699,999-6.7%
$221/sqft
6/8/2026
Listed for sale
Source: Stellar MLS #TB8516314
$750,000+105.6%
$236/sqft
2/28/2019
Sold
Source: Pasco County Public Record
$364,800
$115/sqft

Neighborhood

7109 Bay Laurel CT
Wesley Chapel, FL, 33545 · 33545 - Wesley Chapel

Market insights

Offer Insights

Choose an offer strength

List price: $689,000
$685,000 – $689,000
99.5% – 100% of listTops out right at the list price
80% of listList price
204 of the last 321 home closings in 33545 landed at this number or higher (64%). The median one sat 33 days before it went under contract, and this one is on day 124 after a $61,000 cut.

Sample: 321 closed home sales in 33545 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,698/mo
Principal & interest$3,593
Property taxes$745
Insurance$345
HOA$15
Down payment20% · $137,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$689,000

$217 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,173 sq ft

Time on market

124 days

Year built

2019

Monthly payment

About $4,698/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,940 annual tax bill, insurance, and the $180/yr HOA fee.

HOA fee

$180/yr

Managed by Condominium Associates.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySMITH & ASSOCIATES REAL ESTATEListing agent: Ami RiveraListing data from Stellar MLS, MLS# TB8516314.

Keep exploring Florida

Pick up where you left off, or see what else is out there.