1138 Howard St, photo 1
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Overview

3 bd1 ba792 sqftSingle Family
TypeSingle Family
HOANone listed
Built1935
Lot5,158 sqft
Living area792 sqft
Price / sqft$357

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorThermostatLightingPrivate EntrancePrivate MailboxPrivate YardRain Gutters

1138 Howard St is a 1935-built home in Carolina Terrace Annex, Clearwater. Inside you'll find 3 bedrooms, 1 bathrooms, and 792 square feet of living space. Listed at $283,000 (about $357/sqft), 116 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Fully furnished and truly turnkey, this beautifully renovated 3-bedroom, 1-bathroom home offers an exceptional opportunity just 4.5 miles from world-renowned Clearwater Beach. Whether you’re a first-time homebuyer, investor, or searching for the perfect Florida getaway, this move-in-ready property checks all the boxes. Thoughtfully updated throughout, the home features a brand-new HVAC system, upgraded electrical panel, updated plumbing, fresh interior and exterior paint, and a newer roof—providing comfort, reliability, and peace of mind for years to come. Step inside to discover a tastefully furnished interior that is being sold completely furnished, allowing you to move in or begin generating income immediately. The home also includes a dedicated utility area with a washer and dryer for added convenience. Outside, you’ll find a spacious, fully fenced backyard—perfect for entertaining guests, enjoying family gatherings, or simply relaxing in the Florida sunshine. Conveniently located near Clearwater Beach, shopping, restaurants, parks, and entertainment, this property offers the ideal combination of lifestyle, location, and investment potential. Don’t miss your chance to own this fully furnished Clearwater gem. Schedule your private showing today before it’s gone!

The essentials

Built
1935
Price / sqft
$357
On market
116 days
Annual tax
$3,636
Flood zone
X · Low risk
Lot
5,158 sqft
Type
Single Family Residence

At a glance

Single family
Built 1935
5,158 sqft lot
Lot size
792 sqft
Living area

Payment

Est. monthly payment
$1,920/mo
Down payment (20%)
$56,600
Property taxes
$303/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1935
Lot
5,158 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
116
Ceiling Fans(s)
Primary Bedroom Main Floor
Thermostat
Lighting
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Sidewalk
Built-in Oven
Cooktop
Dishwasher
Dryer
Gas Water Heater
Microwave
Refrigerator
Washer
Elementary
Ponce de Leon Elementary-PN
Middle
Largo Middle-PN
High
Clearwater High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,636
Parcel #
22-29-15-13680-000-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Carolina Terrace Annex
County
Pinellas
MLS Area
33756 - Clearwater/Belleair
Lot Size
5,158 sqft

Price history

Date
Event
Price
8/10/2026
Price change
Source: Stellar MLS #TB8519708
$283,000-0.7%
$357/sqft
6/16/2026
Listed for sale
Source: Stellar MLS #TB8519708
$285,000
$360/sqft

Neighborhood

1138 Howard St
Clearwater, FL, 33756 · 33756 - Clearwater/Belleair

Market insights

Offer Insights

Choose an offer strength

List price: $283,000
$280,000 – $283,000
98.9% – 100% of listTops out right at the list price
80% of listList price
65 of the last 128 home closings in 33756 landed at this number or higher (51%). The median one sat 32 days before it went under contract, and this one is on day 116 after a $2,000 cut.

Sample: 128 closed home sales in 33756 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,920/mo
Principal & interest$1,476
Property taxes$303
Insurance$142
Down payment20% · $56,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$283,000

$357 per sq ft

Beds and baths

3 beds, 1 baths

Size

792 sq ft

Time on market

116 days

Year built

1935

Monthly payment

About $1,920/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,636 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byALIGN RIGHT REALTY CARROLLWOODListing agent: Leandro CastroListing data from Stellar MLS, MLS# TB8519708.

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