6645 Flint Creek Dr, photo 1
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Overview

4 bd3 ba3,313 sqft2 car garageSingle Family
TypeSingle Family
HOA$27/mo
Built2026
Lot6,055 sqft
Living area3,313 sqft
Price / sqft$146
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
DEERBROOK
Type
Single Family Residence

True monthly carry

HOA
~$27/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanDishwasherMicrowaveRange

6645 Flint Creek Dr is a 2026-built home in Deerbrook, Land O Lakes. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,313 square feet of living space. Listed at $485,000 (about $146/sqft), 112 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $27 monthly.

From the listing

Under Construction. The builder is offering buyers up to $15,000 towards closing costs with the use of a preferred lender and title company. Located off US-41, Deerbrook showcases new homes in Land O’ Lakes. Homeowners will be a close distance to walking trails and the Suncoast Parkway biking paths, as well as nearby shopping and dining! The Tampa Premium Outlets and Wiregrass Mall are less than 30 minutes away, providing additional shopping and entertainment. Downtown Tampa is just 23 miles away, as is Tampa International Airport. Deerbrook feature a lineup of our Express and Tradition floorplans, providing a home for every stage of life! The area is zoned for highly rated Pasco County schools and is just minutes away from US Hwy 41. Each home is constructed with all concrete block construction on 1st and 2nd stories Smart Home System. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.

The essentials

Built
2026
Price / sqft
$146
On market
114 days
Annual tax
$0
HOA
$27/mo
Flood zone
X · Low risk
Lot
6,055 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
6,055 sqft lot
Lot size
3,313 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$3,425/mo
Down payment (20%)
$97,000
Property taxes
$0/mo
HOA
$27/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,055 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
114
Open Floorplan
Dishwasher
Microwave
Range
In a CDD (Community Development District) Flood Zone x
Annual Tax (2025)
$0
Parcel #
03 26 18 0110 01500 0420

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Deerbrook
County
Pasco
MLS Area
34638 - Land O Lakes
Lot Size
6,055 sqft
HOA
$27/mo
Access Management

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #TB8520744
$485,000-1.0%
$146/sqft
-
Price change
Source: Stellar MLS #TB8520744
$490,000-8.5%
$148/sqft
6/18/2026
Listed for sale
Source: Stellar MLS #TB8520744
$535,740-89.0%
$162/sqft
2/23/2025
Sold
Source: Pasco County Public Record
$4,877,200
$1,472/sqft

Neighborhood

6645 Flint Creek Dr
Land O Lakes, FL, 34638 · 34638 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $485,000
$482,500 – $485,000
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 335 home closings in 34638 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 114 after a $50,740 cut.

Sample: 335 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,425/mo
Principal & interest$2,529
Property taxes$626
Insurance$243
HOA$27
Down payment20% · $97,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$485,000

$146 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,313 sq ft

Time on market

114 days

Year built

2026

Monthly payment

About $3,425/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $27/mo HOA fee.

HOA fee

$27/mo

Managed by Access Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byD R HORTON REALTY OF TAMPA LLCListing agent: Jodi SmendaListing data from Stellar MLS, MLS# TB8520744.

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