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Overview

3 bd2 ba1,384 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot94,434 sqft
Living area1,384 sqft
Price / sqft$314
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
KOS ESTATES
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Vaulted Ceiling(s)DishwasherMicrowaveRangeRefrigerator

11133 Ko Dr is a 2026-built home in Kos Estates, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,384 square feet of living space. Listed at $435,000 (about $314/sqft), 102 days on market. Flood zone AX - confirm flood insurance requirements with your lender.

From the listing

Welcome to your dream home! This brand-new 3-bedroom, 2-bath residence is perfectly situated on over 2 acres, offering the ideal combination of modern comfort and peaceful country living-with NO HOA! Step inside to an open-concept floor plan featuring soaring vaulted ceilings, luxury vinyl plank flooring, and abundant natural light throughout. The stylish kitchen is designed to impress with granite countertops, stainless steel appliances, ample cabinetry, and spacious pantry storage. The private primary suite offers a tray ceiling, walk-in closet, and beautifully appointed en-suite bath with dual vanities. The 1-car garage includes washer and dryer hookups and provides ample space for storage or parking. Enjoy the freedom of over 2 acres with endless possibilities for gardening, recreational vehicles, animals, or future additions. Conveniently located just minutes from shopping, dining and major roadways while still offering the privacy and tranquility of country living. Don't miss this incredible opportunity-schedule your private showing today!

The essentials

Built
2026
Price / sqft
$314
On market
102 days
Annual tax
$438
Flood zone
AX
Lot
94,434 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
1 car garage
2.17 acres
Lot size
1,384 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,523/mo
Down payment (20%)
$87,000
Property taxes
$36/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
94,434 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
102
Ceiling Fans(s)
Vaulted Ceiling(s)
Dishwasher
Microwave
Range
Refrigerator
Elementary
Socrum Elem
Middle
Lake Gibson Middle/Junio
High
Lake Gibson High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AX
Annual Tax (2025)
$438
Parcel #
23-26-22-000521-000180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Kos Estates
County
Polk
MLS Area
33809 - Lakeland / Polk City
Lot Size
94,434 sqft

Price history

Date
Event
Price
9/20/2026
Price change
Source: Stellar MLS #TB8522630
$435,000-1.1%
$314/sqft
-
Price change
Source: Stellar MLS #TB8522630
$440,000-2.2%
$318/sqft
7/1/2026
Listed for sale
Source: Stellar MLS #TB8522630
$449,999
$325/sqft

Neighborhood

11133 Ko Dr
Lakeland, FL, 33809 · 33809 - Lakeland / Polk City

Market insights

Offer Insights

Choose an offer strength

List price: $435,000
$430,000 – $435,000
98.7% – 100% of listTops out right at the list price
80% of listList price
71 of the last 141 home closings in 33809 landed at this number or higher (50%). The median one sat 38 days before it went under contract, and this one is on day 102 after a $14,999 cut.

Sample: 141 closed home sales in 33809 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,523/mo
Principal & interest$2,269
Property taxes$36
Insurance$218
Down payment20% · $87,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$435,000

$314 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,384 sq ft

Time on market

102 days

Year built

2026

Monthly payment

About $2,523/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $438 annual tax bill, insurance.

Flood zone

Zone AX

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byDALTON WADE INCListing agent: Ana LozanoListing data from Stellar MLS, MLS# TB8522630.

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