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Overview

4 bd2 ba2,590 sqft3 car garageSingle Family
TypeSingle Family
HOA$725/yr
Built1989
Lot10,973 sqft
Living area2,590 sqft
Price / sqft$322
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsSolid Surface CountersSolid Wood CabinetsPrivate EntrancePrivate MailboxSidewalkBuilt-in Oven

3969 Talah Dr is a 1989-built home in Reserve At Lake Tarpon The, Palm Harbor. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,590 square feet of living space. Listed at $835,000 (about $322/sqft), 108 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $725 annually.

From the listing

Tastefully remodeled and designed for entertaining, this stunning 4-bedroom, 2-bath home offers the perfect blend of modern luxury and Florida living. The open-concept floor plan creates a seamless flow between the living, dining, and kitchen areas, making it ideal for hosting everything from intimate gatherings to large celebrations. At the heart of the home is a spectacular chef’s kitchen featuring custom cabinetry, premium countertops, stainless steel appliances, a spacious center island, and abundant storage and prep space. The inviting living spaces are filled with natural light and thoughtfully designed to encourage connection and comfort. Every detail has been carefully updated with tasteful finishes, luxury flooring, designer lighting, and beautifully remodeled bathrooms, creating a truly turnkey home. The split-bedroom layout provides privacy and flexibility, while the spacious primary suite serves as a relaxing retreat. Located just minutes from Lake Tarpon, one of Pinellas County's premier destinations for boating, fishing, watersports, waterfront dining, and outdoor recreation, this home offers an exceptional lifestyle both on and off the water. Enjoy easy access to parks, golf courses, shopping, dining, and Florida's beautiful Gulf Coast beaches. Situated within a district known for its top-rated schools, this home combines an outstanding location with everyday convenience. Whether you're entertaining guests, spending the day on the water, or enjoying the Florida sunshine, this beautifully remodeled home offers the lifestyle you've been waiting for.

The essentials

Built
1989
Price / sqft
$322
On market
108 days
Annual tax
$12,315
HOA
$725/yr
Flood zone
X · Low risk
Lot
10,973 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Private pool
In Ground
3 car garage
0.25 acres
Lot size
2,590 sqft
Living area

Payment

Est. monthly payment
$5,859/mo
Down payment (20%)
$167,000
Property taxes
$1,026/mo
HOA
$725/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
10,973 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
108
Ceiling Fans(s)
High Ceilings
Solid Surface Counters
Solid Wood Cabinets
Private Entrance
Private Mailbox
Sidewalk
Built-in Oven
Cooktop
Refrigerator
Elementary
Cypress Woods Elementary-PN
Middle
Carwise Middle-PN
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$12,315
Parcel #
04-28-16-74370-000-0200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Reserve At Lake Tarpon The
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
10,973 sqft
HOA
$725/yr
Nancy Green

Price history

Date
Event
Price
7/27/2026
Price change
Source: Stellar MLS #TB8522671
$835,000-2.3%
$322/sqft
6/24/2026
Listed for sale
Source: Stellar MLS #TB8522671
$855,000
$330/sqft

Neighborhood

3969 Talah Dr
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $835,000
$820,000 – $835,000
98.4% – 100% of listTops out right at the list price
80% of listList price
70 of the last 139 home closings in 34684 landed at this number or higher (50%). The median one sat 19 days before it went under contract, and this one is on day 108 after a $20,000 cut.

Sample: 139 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,859/mo
Principal & interest$4,355
Property taxes$1,026
Insurance$418
HOA$60
Down payment20% · $167,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$835,000

$322 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,590 sq ft

Time on market

108 days

Year built

1989

Monthly payment

About $5,859/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,315 annual tax bill, insurance, and the $725/yr HOA fee.

HOA fee

$725/yr

Managed by Nancy Green.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS TAMPA CENTRALListing agent: Silvia GiorgiListing data from Stellar MLS, MLS# TB8522671.

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