Active
$1,495,000
Est. $11,044/mo

400 Central Ave #1105, St Petersburg, FL, 33701

$863/sqft·400 Central

3 bd3 ba1,732 sqft2 car garageCondominium
Listed by KELLER WILLIAMS ST PETE REALTY· Last updated · MLS# TB8526155

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Est. monthly payment
$11,044/mo
Down payment (20%)
$299,000
Property taxes
$0/mo
HOA
$567.96/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

High-rise condo
45 stories · 2026
Water + city views
City
Community pool
Fitness center too
2 car garage
Assigned
Private balcony
Outdoor space

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
400 CENTRAL
Type
Condominium

True monthly carry

HOA
~$568/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomWalk-in Closet(s)

400 Central Ave #1105 is a 2026-built home in 400 Central, St Petersburg. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,732 square feet of living space. Listed at $1,495,000 (about $863/sqft), 88 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $567.96 monthly.

From the listing

Virtually Staged. Every great city has a residence that captures its energy. At 400 Central, Residence 1105 combines sweeping southeast-facing views of the Downtown St. Petersburg skyline and Tampa Bay with premium owner upgrades, offering a move-in ready opportunity in one of the city's newest luxury condominium communities. Offering 3 bedrooms, 3 full bathrooms, and 1,732 square feet, this residence showcases the clean, modern design that has made 400 Central one of the most anticipated addresses in Downtown St. Petersburg. Floor-to-ceiling glass fills the home with natural light and opens to an oversized 357 SqFt southeast-facing terrace, where unobstructed views of the downtown skyline, Tampa Bay, and the vibrant cityscape become part of everyday living, transitioning beautifully from sunrise over the bay to the sparkling city lights after dark. Unlike many new construction residences, this home has already been enhanced with more than $40,000 in owner upgrades, allowing the next owner to enjoy a polished, finished home without taking on additional projects after closing. California Closets have been installed throughout, while motorized window shades—including blackout shades in two rooms—provide both convenience and privacy. The kitchen has been elevated with a striking designer backsplash, upgraded upper cabinet finishes, a new convection oven, and a new refrigerator. Additional improvements include designer lighting over the kitchen island, in the primary bathroom, and in the secondary bedroom, along with televisions in both the living room and primary suite. The versatile floor plan offers flexibility for full-time living, seasonal ownership, or working from home, with an additional electrical outlet already installed to accommodate a dedicated office space. Every bathroom has been completed with towel bars and accessories, adding the finishing details that are often left for a new owner to complete. Ownership includes a highly desirable deeded parking space ideally positioned just steps from the elevator for effortless daily access while being tucked within the protected interior of the parking garage, offering added shelter from Florida's sun and weather. The residence also includes an additional valet parking space and a private deeded storage unit, providing exceptional convenience, flexibility, and valuable extra storage that is increasingly sought after in downtown condominium living. Residents of 400 Central enjoy an exceptional collection of amenities designed to complement an active, luxury lifestyle, including an expansive amenity level with a resort-style pool and spa, state-of-the-art fitness center, club and social rooms, coworking spaces, private entertaining areas, concierge services, and the spectacular Sky Lounge Observatory with panoramic views stretching across Downtown St. Petersburg, Tampa Bay, and the Gulf. Located just steps from Beach Drive, the St. Petersburg Pier, waterfront parks, museums, acclaimed restaurants, boutique shopping, and year-round events, Residence 1105 offers the opportunity to enjoy the very best of downtown living while calling one of St. Petersburg's most celebrated new addresses home.

The essentials

Built
2026
Price / sqft
$863
On market
89 days
Annual tax
$0
HOA
$567.96/mo
Flood zone
X · Low risk
Lot
98,259 sqft
Type
Condominium

Location

400 Central Ave #1105
St Petersburg, FL, 33701·33701 - St Pete
Type
Condominium
Year Built
2026
Lot
98,259 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Covered, Guest, Basement
Days on Market
89
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Balcony
Dog Run
Lighting
Outdoor Grill
Storage
Fitness Center
Pool
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer

Elementary

Campbell Park Elementary-PN

Middle

John Hopkins Middle-PN

High

St. Petersburg High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X

Annual Tax (2025)

$0

Parcel #

UNIT-1105

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

400 Central

County

Pinellas

MLS Area

33701 - St Pete

Lot Size

98,259 sqft

City LimitsNear MarinaNear Public Transit
HOA
$567.96/mo
Richie Kavanaugh
Date
Event
Price
7/7/2026
Listed for sale
Source: Stellar MLS #TB8526155
$1,495,000
$863/sqft
Est. monthly payment$11,044/mo
Principal & interest$7,797
Property taxes$1,931
Insurance$748
HOA$568
Down payment20% · $299,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,495,000
$1.49M – $1.50M
99.5% – 100% of listTops out right at the list price
80% of listList price
103 of the last 192 condo closings in 33701 landed at this number or higher (54%). The median one sat 27 days before it went under contract, and this one is on day 89.

Sample: 192 closed condo sales in 33701 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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