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Overview

2 bd1 ba1,189 sqftSingle Family
TypeSingle Family
HOANone listed
Built1963
Lot9,375 sqft
Living area1,189 sqft
Price / sqft$362

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About this home

Ceiling Fans(s)L DiningOpen FloorplanSolid Surface CountersSolid Wood CabinetsThermostatWindow TreatmentsLighting

4320 Floramar Ter is a 1963-built home in Flor A Mar, New Port Richey. Inside you'll find 2 bedrooms, 1 bathrooms, and 1,189 square feet of living space. Listed at $430,000 (about $362/sqft), 94 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Prime Waterfront Home in Gulf Harbors, New Port Richey, with 200 feet of water frontage and just minutes to open water! Bring your boat and your water toys to this premier waterfront setup. Situated on a prime .22-acre corner lot, this TURN-KEY, FURNISHIED updated 2-bedroom, 1-bathroom home delivers direct access to the Gulf of Mexico via the North Channel of Gulf Harbors. The outdoor space is built for entertaining, featuring an extra-large custom palapa/tiki hut equipped with electrical for lighting, outdoor TVs, and a speaker system. Fire up the grill under the massive cooking pergola, or relax on the elevated deck over the water. Boating is made easy with a newer 10,000 lb boat lift outfitted with water and electric, plus a newer floating dock complete with kayak storage. Inside, you'll find 18-inch tile flooring in the main living spaces and beautifully polished terrazzo floors in both bedrooms. The primary bedroom includes a custom closet organizer, ceiling fan, and plantation shutters. The secondary bedroom and main living area also include ceiling fans and beautiful plantation shutters. The remodeled bathroom features a shower/tub combination, an updated vanity, and newer fixtures. The fully remodeled kitchen features quartz countertops, white shaker cabinetry, recessed lighting, and a new stainless-steel appliance package. Unwind in the adjacent bonus room, which offers a great secondary lounge or dining area with views of the backyard. This home is packed with major updates for complete peace of mind, including hurricane-rated impact windows and doors installed in 2023/2024, a newer flat roof from 2022, a main roof from 2014, and a seawall with a drainage system from 2016. All the big-ticket items have been taken care of, including three energy-efficient mini-split HVAC units (with remotes), a tankless water heater, and a whole-home water softener system. Enjoy daily conveniences like keyless entry, a Ring camera system, and an indoor laundry/utility room with a full-size washer and dryer. Outside, the extended front parking pad offers ample space for guests, while two large storage sheds and four additional storage bins handle all your gear. This property also features a transferable flood insurance policy and Gulf Harbors Beach Club membership for $200 annually. Optional Gulf Harbors Civic Association is $125 annually. Gulf Harbors is one of the most desirable waterfront communities around! This home is just minutes from vibrant downtown New Port Richey, with Sims Park, eclectic restaurants, and shopping! Tampa International Airport is about 35 minutes away, medical facilities are close by, as well as many other "must-do" adventures in Tarpon Springs, Dunedin, and Clearwater.

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The essentials

Built
1963
Price / sqft
$362
On market
94 days
Annual tax
$4,329
Flood zone
AE
Lot
9,375 sqft
Type
Single Family Residence

At a glance

Single family
Built 1963
Waterfront
Canal Front
9,375 sqft lot
Lot size
1,189 sqft
Living area

Payment

Est. monthly payment
$2,819/mo
Down payment (20%)
$86,000
Property taxes
$361/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1963
Lot
9,375 sqft
Cooling
Mini-Split Unit(s)
Heating
Electric, Zoned
Parking
Driveway, Guest, Oversized, Parking Pad
Waterfront
Canal Front
Days on Market
94
Ceiling Fans(s)
L Dining
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Window Treatments
Lighting
Private Mailbox
Private Yard
Sidewalk
Storage
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Water Softener
Elementary
Richey Elementary School
Middle
Gulf Middle-PO
High
Gulf High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$4,329
Parcel #
16-26-07-003.0-007.00-044.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Flor A Mar
County
Pasco
MLS Area
34652 - New Port Richey
Lot Size
9,375 sqft
Corner Lot

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #TB8526465
$430,000-2.3%
$362/sqft
-
Price change
Source: Stellar MLS #TB8526465
$440,000-2.2%
$370/sqft
7/8/2026
Listed for sale
Source: Stellar MLS #TB8526465
$450,000+7.1%
$378/sqft
9/6/2022
Sold
Source: Pasco County Public Record
$420,000
$353/sqft

Neighborhood

4320 Floramar Ter
New Port Richey, FL, 34652 · 34652 - New Port Richey

Market insights

Offer Insights

Choose an offer strength

List price: $430,000
$420,000 – $430,000
97.9% – 100% of listTops out right at the list price
80% of listList price
116 of the last 231 home closings in 34652 landed at this number or higher (50%). The median one sat 39 days before it went under contract, and this one is on day 94 after a $20,000 cut.

Sample: 231 closed home sales in 34652 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,818/mo
Principal & interest$2,243
Property taxes$361
Insurance$215
Down payment20% · $86,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$430,000

$362 per sq ft

Beds and baths

2 beds, 1 baths

Size

1,189 sq ft

Time on market

94 days

Year built

1963

Monthly payment

About $2,819/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,329 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byKELLY REALTY GROUP LLCListing agent: Teri KellyListing data from Stellar MLS, MLS# TB8526465.

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