648 Rose Apple Cir, photo 1
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Overview

0 baLand
TypeLand
HOA$200/qtr
Lot5,293 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Street Lights

648 Rose Apple Cir is a home in Port Charlotte Sec 96 02, Port Charlotte. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 quarterly.

From the listing

Build your Florida dream home on this prime residential homesite in the growing community of Port Charlotte! This level lot offers an excellent opportunity for builders, investors, or future homeowners looking to create a custom residence in an established neighborhood Located in one of Charlotte County's steadily growing residential corridors. Conveniently located near shopping, dining, schools, golf courses, parks, boat ramps, and beautiful Gulf Coast beaches. Enjoy quick access to US-41 and I-75, making travel to Punta Gorda, Venice, Sarasota, and Fort Myers a breeze. Whether you're looking to build now or invest for the future, this is a fantastic opportunity in one of Southwest Florida's fastest-growing communities. ... PLUS, 652 ROSE APPLE CIRCLE IS ALSO AVAILABLE! MLS# TB8526810 And, They are side by side.

The essentials

On market
100 days
Annual tax
$651
HOA
$200/qtr
Flood zone
X · Low risk
Lot
5,293 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$418/mo
Down payment (20%)
$10,400
Property taxes
$54/mo
HOA
$200/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
5,293 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
100
Street Lights
Elementary
Liberty Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$651
Parcel #
402204358006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 96 02
County
Charlotte
MLS Area
33954 - Port Charlotte
Lot Size
5,293 sqft
HOA
$200/qtr
Oak Hollow POA

Price history

Date
Event
Price
7/1/2026
Listed for sale
Source: Stellar MLS #TB8526771
$52,000

Neighborhood

648 Rose Apple Cir
Port Charlotte, FL, 33954 · 33954 - Port Charlotte

Calculator

Est. monthly payment
$418/mo
Principal & interest$271
Property taxes$54
Insurance$26
HOA$67
Down payment20% · $10,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$52,000

Time on market

100 days

Monthly payment

About $418/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $651 annual tax bill, insurance, and the $200/qtr HOA fee.

HOA fee

$200/qtr

Managed by Oak Hollow POA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Louis De ChapaListing data from Stellar MLS, MLS# TB8526771.

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