New construction · 2026
Different rules apply when you buy new
Build snapshot
True monthly carry
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
3516 Harvest Gardens Loop is a 2026-built home in Varrea, Plant City. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,828 square feet of living space. Listed at $355,000 (about $194/sqft), 40 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $9 monthly.
Under Construction. The builder is offering buyers up to $25,000 towards closing costs with the use of a preferred lender and title company. Farm at Varrea offers new homes in Plant City, located right off Midway Road, and less than 10 minutes from I-4. Easy access to the interstate provides a seamless commute to the large surrounding cities such as Tampa, Orlando, and Lakeland. Farm at Varrea, nestled among grand oak trees, provides a small-town, rural feel, yet allows homeowners to be immersed in all that Plant City can provide. Just 11 minutes away, you'll find Downtown Plant City with a main street bustling with unique shops, restaurants, and entertainment. Not only is the community in a prime location, but it sits in the center of the Strawberry Capital, where the famous Strawberry Festival is held annually, bringing rides, vendors, and live entertainment to the city. Each home in this community is constructed with concrete blocks on 1st and 2nd stories, comes equipped Smart Home System. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.
Elementary
Knights-HB
Middle
Marshall-HB
High
Plant City-HB
Districts can re-zone, so verify directly with the district before relying on these.
Annual Tax (2025)
$0
Parcel #
P 11 28 22 D9Z 000000 00069.0
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Varrea
County
Hillsborough
MLS Area
33565 - Plant City
Lot Size
5,500 sqft
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