2945 Stewart Creek Cir, photo 1
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Overview

4 bd3 ba2,046 sqft2 car garageSingle Family
TypeSingle Family
HOA$275/qtr
Built2025
Lot5,750 sqft
Living area2,046 sqft
Price / sqft$226
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

IN Wall Pest SystemSolid Surface CountersSolid Wood CabinetsSplit BedroomThermostatTray Ceiling(s)Gray Water SystemSidewalk

2945 Stewart Creek Cir is a 2025-built home in Fieldstone, Plant City. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,046 square feet of living space. Listed at $461,990 (about $226/sqft), 391 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $275 quarterly.

From the listing

Welcome to this beautifully designed 4-bedroom, 3-bath with separate Den/Office offering 2,046 square feet of thoughtfullyplanned livingspace. Step inside to find an open and inviting floor plan that seamlessly blends comfort and functionality. The spacious great roomflowseffortlessly into the kitchen and dining areas, creating the perfect setting for everyday living and entertaining. The kitchen featuresmoderncabinetry, ample counter space, and a large island ideal for casual gatherings. The owner’s suite provides a private retreat with a well-appointedensuite bath, dual vanities, walk-in shower, and generous walk-in closet. Three additional bedrooms and two full baths provides plentyof spacefor family, guests, or a home office. Enjoy the convenience of a versatile layout, abundant natural light, and quality finishes throughout.Theoutdoor living space and backyard provide the perfect setting for relaxing evenings or weekend get-togethers. This home delivers both styleandpracticality in one of the area’s most desirable locations. Don’t miss your chance to make it yours!

The essentials

Built
2025
Price / sqft
$226
On market
391 days
Annual tax
$0
HOA
$275/qtr
Flood zone
X · Low risk
Lot
5,750 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
2 car garage
5,750 sqft lot
Lot size
2,046 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$3,329/mo
Down payment (20%)
$92,398
Property taxes
$0/mo
HOA
$275/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
5,750 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
391
IN Wall Pest System
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Tray Ceiling(s)
Gray Water System
Sidewalk
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Flood Zone X
Annual Tax (2025)
$0
Parcel #
P-15-28-22-D6Y-000000-00018.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fieldstone
County
Hillsborough
MLS Area
33565 - Plant City
Lot Size
5,750 sqft
HOA
$275/qtr
Cardel Homes

Price history

Date
Event
Price
7/8/2026
Price change
Source: Stellar MLS #TB8425573
$461,990+0.4%
$226/sqft
-
Price change
Source: Stellar MLS #TB8425573
$459,990-19.0%
$225/sqft
9/15/2025
Listed for sale
Source: Stellar MLS #TB8425573
$567,685
$277/sqft

Neighborhood

2945 Stewart Creek Cir
Plant City, FL, 33565 · 33565 - Plant City

Market insights

Offer Insights

Choose an offer strength

List price: $461,990
$460,000 – $461,990
99.5% – 100% of listTops out right at the list price
80% of listList price
76 of the last 138 home closings in 33565 landed at this number or higher (55%). The median one sat 26 days before it went under contract, and this one is on day 391 after a $105,695 cut.

Sample: 138 closed home sales in 33565 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,329/mo
Principal & interest$2,409
Property taxes$597
Insurance$231
HOA$92
Down payment20% · $92,398
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$461,990

$226 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,046 sq ft

Time on market

391 days

Year built

2025

Monthly payment

About $3,329/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $275/qtr HOA fee.

HOA fee

$275/qtr

Managed by Cardel Homes.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byHARTNEY REALTY & DEVELOPMENTListing agent: Brian PhillipsListing data from Stellar MLS, MLS# TB8425573.

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