1916 SW 12th Ter, photo 1
Active
1 / 29

Overview

4 bd3 ba3,210 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2017
Lot10,498 sqft
Living area3,210 sqft
Price / sqft$181
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanPrimary Bedroom Main FloorPrimarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsSplit BedroomThermostatVaulted Ceiling(s)

1916 SW 12th Ter is a 2017-built home in Cape Coral, Cape Coral. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,210 square feet of living space. Listed at $580,000 (about $181/sqft), 89 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This beautifully maintained 4-bedroom + den, 3-bath home offers over 3,200 square feet of living space and a layout that's perfect for growing families or multi-generational living. Built in 2017 and recently updated, the home features neutral colors throughout, no carpet, and is truly move-in ready. The open floor plan provides plenty of space to gather, while the large upstairs bonus room is ideal for a second living area, playroom, media room, or home office. Step outside to enjoy the newer saltwater pool, screened lanai, and fully fenced yard creating the perfect space to relax or entertain. Located near some of SW Cape Coral's top-rated schools, as well as shopping, dining, and everyday conveniences, this home offers both space and a great location. All assessments are in and paid, and the property is located in Flood Zone X, so no flood insurance is required. If you've been looking for a home with room for everyone, this one is a must-see.

The essentials

Built
2017
Price / sqft
$181
On market
89 days
Annual tax
$8,158
Flood zone
X500* · Low risk
Lot
10,498 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Private pool
Gunite
2 car garage
10,498 sqft lot
Lot size
3,210 sqft
Living area

Payment

Est. monthly payment
$3,995/mo
Down payment (20%)
$116,000
Property taxes
$680/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
10,498 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, In Ground, Salt Water
Days on Market
89
Open Floorplan
Primary Bedroom Main Floor
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Private Yard
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X500*
Annual Tax (2025)
$8,158
Parcel #
21-44-23-C3-06034.0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Coral
County
Lee
MLS Area
33991 - Cape Coral
Lot Size
10,498 sqft

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #TB8529604
$580,000-3.2%
$181/sqft
-
Price change
Source: Stellar MLS #TB8529604
$599,000-3.4%
$187/sqft
7/14/2026
Listed for sale
Source: Stellar MLS #TB8529604
$620,000
$193/sqft

Neighborhood

1916 SW 12th Ter
Cape Coral, FL, 33991 · 33991 - Cape Coral

Market insights

Offer Insights

Choose an offer strength

List price: $580,000
$570,000 – $580,000
98.5% – 100% of listTops out right at the list price
80% of listList price
16 of the last 31 home closings in 33991 landed at this number or higher (52%). The median one sat 29 days before it went under contract, and this one is on day 89 after a $40,000 cut.

Sample: 31 closed home sales in 33991 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,995/mo
Principal & interest$3,025
Property taxes$680
Insurance$290
Down payment20% · $116,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$580,000

$181 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,210 sq ft

Time on market

89 days

Year built

2017

Monthly payment

About $3,995/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,158 annual tax bill, insurance.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTHE KEYES COMPANYListing agent: Stacy GebigListing data from Stellar MLS, MLS# TB8529604.

Keep exploring Florida

Pick up where you left off, or see what else is out there.