2196 Bell Cheer Dr, photo 1
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Overview

3 bd2 ba1,482 sqftHalf Duplex
TypeHalf Duplex
HOANone listed
Built1950
Lot15,420 sqft
Living area1,482 sqft
Price / sqft$270

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatCooktopDishwasherDisposalDryerMicrowaveRange

2196 Bell Cheer Dr is a 1950-built home in Bell-cheer Sub, Clearwater. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,482 square feet of living space. Listed at $399,999 (about $270/sqft), 79 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Step into a property that works for you from day one. This beautifully updated duplex sits on a spacious corner lot, just minutes from Clearwater Beach. Both units are move-in ready, making it ideal for investors or owner-occupants looking to offset their mortgage with rental income.The 1-bedroom, 1-bath unit rents easily for $1,600/month, while the larger 2-bedroom, 1-bath unit brings in $1,950/month. With strong rental potential and a prime location, this property offers immediate cash flow and long-term upside. — or your chance to live the coastal lifestyle while your tenant helps pay the mortgage. Freshly painted interiors and exterior, kitchens with tastefully refinished cabinets, and bathrooms completely redone. All the essentials have been handled for peace of mind — HVAC, plumbing, water heater, and electrical have all been serviced so you can relax from day one. Here, convenience meets charm: quick access to major highways, shopping, and dining, all while being minutes from world-famous beaches.Whether you’re an investor chasing reliable cash flow or a homeowner dreaming of affordable Florida living, this duplex is the rare opportunity that truly has it all. Schedule your showing today.

The essentials

Built
1950
Price / sqft
$270
On market
79 days
Annual tax
$6,580
Flood zone
X · Low risk
Lot
15,420 sqft
Type
Half Duplex

At a glance

Multi-family
Built 1950
0.35 acres
Lot size
1,482 sqft
Living area

Payment

Est. monthly payment
$2,834/mo
Down payment (20%)
$80,000
Property taxes
$548/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Half Duplex
Year Built
1950
Lot
15,420 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
79
Ceiling Fans(s)
Thermostat
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Range
Washer
Elementary
Plumb Elementary-PN
Middle
Oak Grove Middle-PN
High
Clearwater High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,580
Parcel #
24-29-15-06408-000-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bell-cheer Sub
County
Pinellas
MLS Area
33764 - Clearwater
Lot Size
15,420 sqft
Oversized Lot

Price history

Date
Event
Price
7/23/2026
Listed for sale
Source: Stellar MLS #TB8532194
$399,999
$270/sqft

Neighborhood

2196 Bell Cheer Dr
Clearwater, FL, 33764 · 33764 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $399,999
$395,000 – $399,999
98.7% – 100% of listTops out right at the list price
80% of listList price
52 of the last 101 home closings in 33764 landed at this number or higher (51%). The median one sat 27 days before it went under contract, and this one is on day 79.

Sample: 101 closed home sales in 33764 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,834/mo
Principal & interest$2,086
Property taxes$548
Insurance$200
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,999

$270 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,482 sq ft

Time on market

79 days

Year built

1950

Monthly payment

About $2,834/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,580 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byVENDITAListing agent: Damon GreenListing data from Stellar MLS, MLS# TB8532194.

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