Overview
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About this home
6461 SW 109th Pl is a 1988-built home in Spruce Crk 02, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,352 square feet of living space. Listed at $149,900 (about $111/sqft), 80 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $118 monthly.
Spread out on a generous .26-acre lot framed by mature shade trees in Ocala's active 55+ Spruce Creek II community, where you will immediately appreciate the extra space and outdoor privacy. Inside, 1,352 square feet of living space features easy-care tile flooring throughout. You can relax year-round in the enclosed lanai with vinyl windows or utilize the covered carport's dedicated laundry and extra storage room. Major updates provide peace of mind, including a 2016 roof and a drainfield updated approximately one year ago. With no CDD fees, the low $118 monthly HOA includes basic cable, trash service, security patrol, and access to the community pool, clubhouse, fitness center, and tennis courts. Located just moments from SR-200 shopping, dining, and medical facilities, your ideal Ocala lifestyle awaits.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$149,900
$111 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,352 sq ft
Time on market
80 days
Year built
1988
Monthly payment
About $1,184/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,512 annual tax bill, insurance, and the $118/mo HOA fee.
HOA fee
$118/mo
Managed by SPRUCE CREEK II.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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