36283 Hillridge Trl, photo 1
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Overview

4 bd3 ba2,756 sqft2 car garageSingle Family
TypeSingle Family
HOA$70/mo
Built2026
Lot9,187 sqft
Living area2,756 sqft
Price / sqft$174
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
TWO RIVERS
Type
Single Family Residence

True monthly carry

HOA
~$70/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanClubhousePlaygroundPoolDishwasherMicrowaveRange

36283 Hillridge Trl is a 2026-built home in Two Rivers, Zephyrhills. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,756 square feet of living space. Listed at $480,000 (about $174/sqft), 61 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $70 monthly.

From the listing

Under Construction. The builder is offering buyers up to $15,000 towards closing costs with the use of a preferred lender and title company. Archer at Two Rivers is a vibrant new home community in Zephyrhills, Florida, conveniently located off SR-56. This exceptional location places you at the heart of a growing city, with easy access to major roadways such as Morris Bridge Road and I-75, just 15 minutes away. Living at Two Rivers means being close to endless entertainment, dining, and shopping options. Explore The Grove, featuring a movie theater and game center, or visit KRATES for unique local shops and dining. Just minutes away, you’ll find the Tampa Premium Outlets and the Wiregrass Mall, home to a variety of restaurants like GrillSmith, Noble Crust, and The Living Room, along with other dining and retail establishments. For family-friendly fun, the Main Event Entertainment Center offers bowling, laser tag, and arcade games. This community also provides proximity to premier healthcare facilities, including St. Joseph’s Hospital and AdventHealth Wesley Chapel, as well as top-rated Pasco County Schools. Sports enthusiasts will appreciate being near the Wesley Chapel Sports Complex and AdventHealth Center Ice, offering ice skating and other activities. Two Rivers homes are thoughtfully designed with modern features, including all gas appliances, such as tankless gas water heaters and gas stoves ensuring energy efficiency and convenience. Homes are constructed with concrete block on both the first and second stories for durability and come equipped with Smart Home System. Backed by America’s #1 Builder since 2002, Two Rivers combines quality, style, and an unbeatable location. Other inventory options may be available in this community. Please reach out for list of availability. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.

The essentials

Built
2026
Price / sqft
$174
On market
61 days
Annual tax
$0
HOA
$70/mo
Flood zone
X · Low risk
Lot
9,187 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
9,187 sqft lot
Lot size
2,756 sqft
Living area

Payment

Est. monthly payment
$3,433/mo
Down payment (20%)
$96,000
Property taxes
$0/mo
HOA
$70/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
9,187 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
61
Open Floorplan
Clubhouse
Playground
Pool
Dishwasher
Microwave
Range
Elementary
Chester W Taylor Elemen-PO
Middle
Raymond B Stewart Middle-PO
High
Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$0
Parcel #
28 26 21 0050 00100 0530

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Two Rivers
County
Pasco
MLS Area
33541 - Zephyrhills
Lot Size
9,187 sqft
HOA
$70/mo
Access Management

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #TB8537601
$480,000-1.0%
$174/sqft
-
Price change
Source: Stellar MLS #TB8537601
$485,000-1.5%
$176/sqft
8/10/2026
Listed for sale
Source: Stellar MLS #TB8537601
$492,500-95.4%
$179/sqft
4/9/2025
Sold
Source: Pasco County Public Record
$10,714,000
$3,888/sqft

Neighborhood

36283 Hillridge Trl
Zephyrhills, FL, 33541 · 33541 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $480,000
$477,500 – $480,000
99.5% – 100% of listTops out right at the list price
80% of listList price
203 of the last 353 home closings in 33541 landed at this number or higher (58%). The median one sat 47 days before it went under contract, and this one is on day 61 after a $12,500 cut.

Sample: 353 closed home sales in 33541 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,433/mo
Principal & interest$2,503
Property taxes$620
Insurance$240
HOA$70
Down payment20% · $96,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$480,000

$174 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,756 sq ft

Time on market

61 days

Year built

2026

Monthly payment

About $3,433/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $70/mo HOA fee.

HOA fee

$70/mo

Managed by Access Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byD R HORTON REALTY OF TAMPA LLCListing agent: Jodi SmendaListing data from Stellar MLS, MLS# TB8537601.

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