2455 Finlandia Ln #63, photo 1
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Overview

2 bd1 ba1,100 sqftCondominium
TypeCondominium
HOANone listed
Built1972
Living area1,100 sqft
Price / sqft$90

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboSidewalkStorageClubhouseCommunity MailboxDog ParkFitness Center

2455 Finlandia Ln #63 is a 1972-built home in On Top Of The World, Clearwater. Inside you'll find 2 bedrooms, 1 bathrooms, and 1,100 square feet of living space. Listed at $99,000 (about $90/sqft), 62 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Discover the easygoing Florida lifestyle at On Top of the World! This spacious 2 bed, 1bath, 1,100 sq. ft. condo is located on the 3rd floor as an interior end unit in one of Clearwater’s most active and amenity-rich 55+ communities. The comfortable layout features abundant closet space and storage, including wall-to-wall closets in the primary bedroom. A versatile bonus room off the back adds valuable flex space for a second living room, home office, den, study, hobby room or workout area. Lovingly cared for and successfully rented seasonally for nearly 20 years, the condo makes an appealing Florida getaway or full-time or seasonal residence. The interior retains its original character, offering a blank canvas for a new owner to update and personalize to their own taste. The home is offered fully furnished, with the option to have the furnishings removed before closing if desired. An elevator, assigned parking space and dedicated storage space just outside the unit add everyday convenience. Beyond your front door, OTOW offers an incredible array of amenities and activities, including more than 175 clubs, 2 swimming pools, 4 tennis courts, pickleball, a fitness center, dog park, horseshoe pits, lawn bowling and shuffleboard. Approved resident owners with a valid Activity Card also enjoy FREE golf on the community’s 2 courses—an exceptional perk for golf enthusiasts! With a vibrant social atmosphere, pet-friendly environment and something for everyone, On Top of the World makes it easy to stay active, connected and entertained. All this, just minutes from Clearwater’s beautiful beaches, shopping, dining, medical facilities and more. Come see what makes OTOW such a special place to call home!

The essentials

Built
1972
Price / sqft
$90
On market
62 days
Annual tax
$2,009
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
3 stories · 1972
Community pool
Fitness center too
Assigned parking
1,100 sqft
Living area

Payment

Est. monthly payment
$733/mo
Down payment (20%)
$19,800
Property taxes
$167/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1972
Lot
-
Cooling
Central Air
Heating
Central
Parking
Assigned
Days on Market
62
Ceiling Fans(s)
Living Room/Dining Room Combo
Sidewalk
Storage
Clubhouse
Community Mailbox
Dog Park
Fitness Center
Gated Community - Guard
Park
Pool
Tennis Court(s)
Built-in Oven
Cooktop
Disposal
Electric Water Heater
Microwave
Refrigerator
Flood Zone X
Annual Tax (2025)
$2,009
Parcel #
31-28-16-64022-028-0630

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Pinellas
MLS Area
33763 - Clearwater
Lot Size
-

Price history

Date
Event
Price
8/10/2026
Listed for sale
Source: Stellar MLS #TB8538048
$99,000
$90/sqft

Neighborhood

2455 Finlandia Ln #63
Clearwater, FL, 33763 · 33763 - Clearwater

Market insights

Offer Insights

Choose an offer strength

List price: $99,000
$96,000 – $99,000
97.2% – 100% of listTops out right at the list price
80% of listList price
62 of the last 122 condo closings in 33763 landed at this number or higher (51%). The median one sat 51 days before it went under contract, and this one is on day 62.

Sample: 122 closed condo sales in 33763 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$733/mo
Principal & interest$516
Property taxes$167
Insurance$50
Down payment20% · $19,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$99,000

$90 per sq ft

Beds and baths

2 beds, 1 baths

Size

1,100 sq ft

Time on market

62 days

Year built

1972

Monthly payment

About $733/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,009 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFUTURE HOME REALTY INCListing agent: Toni MartinListing data from Stellar MLS, MLS# TB8538048.

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