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39745 Harvest Creek Ln, Zephyrhills, FL, 33540

$169/sqft·Hidden River Ph 2

4 bd2 ba1,810 sqft2 car garageSingle Family
Listed by KELLER WILLIAMS TAMPA PROPERTIES· Last updated · MLS# TB8539521

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Est. monthly payment
$2,299/mo
Down payment (20%)
$61,000
Property taxes
$418/mo
HOA
$412.21/qtr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2021
2 car garage
6,600 sqft lot
Lot size
1,810 sqft
Living area

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanWalk-in Closet(s)SidewalkDishwasherDryerMicrowave

39745 Harvest Creek Ln is a 2021-built home in Hidden River Ph 2, Zephyrhills. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,810 square feet of living space. Listed at $305,000 (about $169/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $412.21 quarterly.

From the listing

Welcome to Hidden Rivers! This beautiful 4-bedroom, 2-bathroom home offers a spacious and inviting open-concept layout, perfect for both everyday living and entertaining. The heart of the home features an open-plan living room, dining area, and kitchen, complete with a convenient breakfast island and pantry for plenty of storage. The primary suite provides a peaceful retreat with its own en-suite bathroom and walk-in closet, while three additional bedrooms offer plenty of space for family, guests, or a home office. A separate laundry room adds everyday convenience, and the attached 2-car garage provides ample parking and storage. Step outside to the large backyard and enjoy relaxing or entertaining while taking in the serene pond views. With its functional layout, generous living spaces, and picturesque backyard setting, this Hidden Rivers home is a wonderful place to call home!

The essentials

Built
2021
Price / sqft
$169
On market
16 days
Annual tax
$5,016
HOA
$412.21/qtr
Flood zone
X · Low risk
Lot
6,600 sqft
Type
Single Family Residence

Location

39745 Harvest Creek Ln
Zephyrhills, FL, 33540·33540 - Zephyrhills
Type
Single Family Residence
Year Built
2021
Lot
6,600 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
16
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Walk-in Closet(s)
Sidewalk
Dishwasher
Dryer
Microwave
Range
Washer

Elementary

West Zephyrhills Elemen-PO

Middle

Raymond B Stewart Middle-PO

High

Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$5,016

Parcel #

21-26-24-011.0-000.00-224.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Hidden River Ph 2

County

Pasco

MLS Area

33540 - Zephyrhills

Lot Size

6,600 sqft

HOA
$412.21/qtr
Hidden Rivers HOA
Date
Event
Price
8/26/2026
Listed for sale
Source: Stellar MLS #TB8539521
$305,000+172.1%
$169/sqft
2/12/2024
Sold
Source: Pasco County Public Record
$112,100
$62/sqft
Est. monthly payment$2,299/mo
Principal & interest$1,591
Property taxes$418
Insurance$153
HOA$137
Down payment20% · $61,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $305,000
$302,500 – $305,000
99.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 85 home closings in 33540 landed at this number or higher (65%). The median one sat 28 days before it went under contract, and this one is on day 16.

Sample: 85 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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