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Overview

4 bd3 ba2,226 sqft2 car garageSingle Family
TypeSingle Family
HOA$209/qtr
Built2026
Lot5,000 sqft
Living area2,226 sqft
Price / sqft$182
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
TWO RIVERS
Type
Single Family Residence

True monthly carry

HOA
~$70/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsIN Wall Pest SystemOpen FloorplanStone CountersWalk-in Closet(s)ClubhouseParkPlayground

36564 Sagemoor Dr is a 2026-built home in Two Rivers, Zephyrhills. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,226 square feet of living space. Listed at $405,990 (about $182/sqft), 81 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $209 quarterly.

From the listing

Under Construction. Azure BELOW MARKET INTEREST RATES with use of Seller's Preferred Lender. Welcome to The Azure, where modern design meets practical living in a home that has it all. With 4 bedrooms, 2.5 bathrooms, and a 2-car garage, this home is crafted for comfort and style. The extraordinary elevation and professionally designed landscaping create a captivating first impression. Step through the front door to discover luxurious vinyl plank flooring that extends throughout the open-concept layout. The kitchen shines with quartz countertops and all-new stainless-steel appliances, overlooking the dining area and patio. A convenient half bath is located downstairs for guests with a spacious laundry room upstairs. Upstairs, you’ll find all four bedrooms, including the expansive owner's suite with a walk-in shower, double vanities, and a spacious walk-in closet. A flexible recreation space upstairs provides an ideal spot for family gatherings. With a smart thermostat ensuring energy efficiency and comfort, the Azure seamlessly blends functionality and modern luxury. Life at Two Rivers blends nature with vibrant community living. Residents enjoy access to The Nest amenity hub, featuring a resort-style pool, playground, and dog park, along with wooded landscapes, winding creeks, scenic ponds, and peaceful lakes throughout the community. Nearby shopping and dining at The Grove at Wesley Chapel is also just 10 minutes away. Images shown are for illustrative purposes only and may differ from actual home. Completion date subject to change. Contact or make an appointment for more details on interest rates.

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The essentials

Built
2026
Price / sqft
$182
On market
81 days
Annual tax
$79,647
HOA
$209/qtr
Flood zone
X · Low risk
Lot
5,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
5,000 sqft lot
Lot size
2,226 sqft
Living area

Payment

Est. monthly payment
$9,027/mo
Down payment (20%)
$81,198
Property taxes
$6,637/mo
HOA
$209/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
81
High Ceilings
IN Wall Pest System
Open Floorplan
Stone Counters
Walk-in Closet(s)
Clubhouse
Park
Playground
Pool
Dishwasher
Disposal
Microwave
Range
Elementary
Chester W Taylor Elemen-PO
Middle
Raymond B Stewart Middle-PO
High
Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$79,647
Parcel #
28-26-21-0040-03300-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Two Rivers
County
Pasco
MLS Area
33541 - Zephyrhills
Lot Size
5,000 sqft
HOA
$209/qtr
Jayna Cooper

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #TB8531918
$405,990-2.2%
$182/sqft
-
Price change
Source: Stellar MLS #TB8531918
$414,990-2.4%
$186/sqft
7/22/2026
Listed for sale
Source: Stellar MLS #TB8531918
$424,990-96.3%
$191/sqft
11/9/2023
Sold
Source: Pasco County Public Record
$11,378,200
$5,112/sqft

Neighborhood

36564 Sagemoor Dr
Zephyrhills, FL, 33541 · 33541 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $405,990
$405,000 – $405,990
99.5% – 100% of listTops out right at the list price
80% of listList price
203 of the last 353 home closings in 33541 landed at this number or higher (58%). The median one sat 47 days before it went under contract, and this one is on day 81 after a $19,000 cut.

Sample: 353 closed home sales in 33541 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$9,027/mo
Principal & interest$2,117
Property taxes$6,637
Insurance$203
HOA$70
Down payment20% · $81,198
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$405,990

$182 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,226 sq ft

Time on market

81 days

Year built

2026

Monthly payment

About $9,027/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $79,647 annual tax bill, insurance, and the $209/qtr HOA fee.

HOA fee

$209/qtr

Managed by Jayna Cooper.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCASA FRESCA REALTYListing agent: Michael HumanListing data from Stellar MLS, MLS# TB8531918.

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