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Overview

4 bd2 ba2,545 sqftSingle Family
TypeSingle Family
HOANone listed
Built2008
Lot131,551 sqft
Living area2,545 sqft
Price / sqft$212

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboStorageDishwasherMicrowaveRangeRange HoodRefrigerator

7040 Lumberton Rd is a 2008-built home in Na, Zephyrhills. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,545 square feet of living space. Listed at $540,000 (about $212/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

3.02 cleared acres, no HOA, no CDD, two gated entrances and room to actually use the land you own. This 4 bedroom, 2 bath Zephyrhills home offers 2,545 heated square feet on a fully fenced property with an electric gate, additional gated access, covered parking and a large detached open sided covered structure ideal for vehicles, trailers, equipment or storage. Built in 2008, the home features spacious living areas, an open kitchen and family room connection, updated bathrooms, upgraded shower finishes and a 2026 water heater. Outside, the land is the lifestyle. Bring the RV, boat, trailer, pets, gardening plans or recreational equipment. The mostly cleared acreage gives you room to spread out, while the private pond adds another unique feature to the property. Zoned AR and located in Flood Zone X, the home also offers private well and septic with no HOA restrictions and no CDD fees. And you do not have to give up convenience to get the space. SR 54 is just minutes away, with grocery stores, restaurants, Downtown Zephyrhills and major shopping along the US 301 corridor approximately 15 minutes from home. If you have been searching for more land, more privacy and more freedom without sacrificing indoor living space, 7040 Lumberton Road is worth seeing in person.

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The essentials

Built
2008
Price / sqft
$212
On market
19 days
Annual tax
$4,841
Flood zone
X · Low risk
Lot
131,551 sqft
Type
Single Family Residence

At a glance

Single family
Built 2008
3.02 acres
Lot size
2,545 sqft
Living area

Payment

Est. monthly payment
$3,489/mo
Down payment (20%)
$108,000
Property taxes
$403/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
131,551 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
19
Ceiling Fans(s)
Kitchen/Family Room Combo
Storage
Dishwasher
Microwave
Range
Range Hood
Refrigerator
Elementary
Woodland Elementary-PO
Middle
Raymond B Stewart Middle-PO
High
Zephryhills High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,841
Parcel #
22-25-32-000.0-077.00-000.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Na
County
Pasco
MLS Area
33540 - Zephyrhills
Lot Size
131,551 sqft

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #TB8552136
$540,000+260.0%
$212/sqft
2/3/2023
Sold
Source: Pasco County Public Record
$150,000
$59/sqft

Neighborhood

7040 Lumberton Rd
Zephyrhills, FL, 33540 · 33540 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $540,000
$535,000 – $540,000
99.5% – 100% of listTops out right at the list price
80% of listList price
67 of the last 104 home closings in 33540 landed at this number or higher (64%). The median one sat 38 days before it went under contract, and this one is on day 19.

Sample: 104 closed home sales in 33540 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,490/mo
Principal & interest$2,816
Property taxes$403
Insurance$270
Down payment20% · $108,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$540,000

$212 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,545 sq ft

Time on market

19 days

Year built

2008

Monthly payment

About $3,489/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,841 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Angela GoodenListing data from Stellar MLS, MLS# TB8552136.

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