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Overview

2 bd2 ba1,344 sqftMobile Home
TypeMobile Home
HOA$70/mo
Built1972
Lot4,461 sqft
Living area1,344 sqft
Price / sqft$141

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboThermostatWindow TreatmentsRain GuttersSidewalkAssociation Recreation - Owned

392 Cobia Way is a 1972-built home in Gull-aire Village, Oldsmar. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,344 square feet of living space. Listed at $189,000 (about $141/sqft), 56 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $70 monthly.

From the listing

This move-in-ready, well-maintained home is one of the larger homes in this golf-cart-friendly 55+ community and is being sold FURNISHED. The open floor plan features a spacious living room/dining room combination with luxury vinyl plank flooring and attractive plantation shutters, creating a clean, bright and inviting space. The kitchen offers white cabinetry, an updated countertop and a new range. Bathrooms have been updated also. Both bathrooms have been tastefully updated. Tons of storage spaces in the home. Another great feature is the washer and dryer located inside the home, rather than in the outside shed. The screened-in lanai is perfect for enjoying your morning coffee. Several important improvements have already been completed, including replacement windows in 2020, a vapor barrier in 2021 and a LeafGuard gutter system. AC ductwork replaced in 2025 and BRAND NEW WATER HEATER 2026! The Gull-Aire community has so much to offer! You own the land here and enjoy low monthly fees, along with a heated pool and spa, and an active clubhouse with tons of social activities. The location is convenient to just about everything—shopping, restaurants, grocery stores, AMC Theaters, and Mease Countryside Hospital. Woodlands Square Plaza is nearby, with Bealls, Marshalls, PetSmart and plenty of dining options, including Shaker & Peel, Craft Street Kitchen and Eve’s Family Restaurant. Outdoor recreation is close by as well, with walking trails, Chi Chi Rodriguez Golf Club, and pickleball at Sheffield Park. And don’t forget the beach! Beautiful Honeymoon Island is only 15 minutes away. Come see this great home and enjoy all that this convenient location has to offer!

The essentials

Built
1972
Price / sqft
$141
On market
56 days
Annual tax
$472
HOA
$70/mo
Flood zone
AE
Lot
4,461 sqft
Type
Mobile Home

At a glance

Manufactured home
Built 1972
Community pool
Shared amenity
4,461 sqft lot
Lot size
1,344 sqft
Living area

Payment

Est. monthly payment
$1,190/mo
Down payment (20%)
$37,800
Property taxes
$39/mo
HOA
$70/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Mobile Home
Year Built
1972
Lot
4,461 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
56
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Thermostat
Window Treatments
Rain Gutters
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Golf Carts OK
Pool
Sidewalks
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$472
Parcel #
16-28-16-34803-000-3920

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gull-aire Village
County
Pinellas
MLS Area
34677 - Oldsmar
Lot Size
4,461 sqft
HOA
$70/mo
Ameritech/Dianna Alcala

Price history

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #TB8539760
$189,000-5.0%
$141/sqft
8/15/2026
Listed for sale
Source: Stellar MLS #TB8539760
$199,000
$148/sqft

Neighborhood

392 Cobia Way
Oldsmar, FL, 34677 · 34677 - Oldsmar

Market insights

Offer Insights

Choose an offer strength

List price: $189,000
$187,500 – $189,000
99.1% – 100% of listTops out right at the list price
80% of listList price
56 of the last 111 home closings in 34677 landed at this number or higher (50%). The median one sat 42 days before it went under contract, and this one is on day 56 after a $10,000 cut.

Sample: 111 closed home sales in 34677 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,190/mo
Principal & interest$986
Property taxes$39
Insurance$95
HOA$70
Down payment20% · $37,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$189,000

$141 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,344 sq ft

Time on market

56 days

Year built

1972

Monthly payment

About $1,190/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $472 annual tax bill, insurance, and the $70/mo HOA fee.

HOA fee

$70/mo

Managed by Ameritech/Dianna Alcala.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byLIPPLY REAL ESTATEListing agent: Joe GibbonsListing data from Stellar MLS, MLS# TB8539760.

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