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Overview

4 bd4 ba3,436 sqft2 car garageSingle Family
TypeSingle Family
HOA$165/mo
Built2021
Lot7,405 sqft
Living area3,436 sqft
Price / sqft$159
Garage2 car

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimarybedroom UpstairsStone CountersThermostatTray Ceiling(s)Walk-in Closet(s)Lighting

3963 Carrick Bend Dr is a 2021-built home in Bellalago Ph 5j Sec 2, Kissimmee. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,436 square feet of living space. Listed at $544,999 (about $159/sqft), 40 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $165 monthly.

From the listing

SELLER IS OFFERING $10,000 TOWARD BUYER’S CLOSING COSTS AND/OR PREPAIDS WITH AN ACCEPTABLE OFFER! PLUS, THE HOME FEATURES A WHOLE-HOUSE SURROUND SOUND SYSTEM! Sophisticated, stylish, and anything but ordinary, this exceptional BELLALAGO residence combines elevated finishes, impressive living spaces, and a beautiful lake view from the private primary-suite balcony. Built in 2021 and offering nearly 3,500 square feet, this stunning home features 4 BEDROOMS UPSTAIRS, 3.5 BATHROOMS, PLUS A DEDICATED FIRST-FLOOR OFFICE, AN EXPANSIVE UPSTAIRS LOFT, and a versatile layout designed for both everyday living and entertaining and NO CDD FEES. Step inside to a bright, contemporary interior where abundant natural light, ceramic tile flooring, and carefully selected finishes create an elevated yet comfortable atmosphere. The main level offers spacious living and dining areas alongside a generously sized kitchen with plenty of room to gather, cook, and entertain. Elegant plantation shutters in the kitchen add a distinctive custom touch, while the separate first-floor office provides the perfect setting for working from home, studying, or creating a sophisticated flex space. A WHOLE-HOME SURROUND SOUND SYSTEM ADDS ANOTHER LEVEL TO ENTERTAINING AND EVERYDAY LIVING, WITH AUDIO THROUGHOUT THE HOME. Upstairs, all four bedrooms are complemented by an impressive OVERSIZED LOFT, offering endless possibilities as a media lounge, game room, second living area, or entertainment space. The PRIMARY SUITE creates a retreat of its own, enhanced by plantation shutters and access to a PRIVATE BALCONY WITH A BEAUTIFUL LAKE VIEW—an ideal spot for morning coffee or a quiet Florida evening. Back downstairs, large sliding glass doors open the living space to the enclosed lanai and fenced backyard, creating an effortless extension of the home for relaxing and entertaining. Additional highlights include a TILE ROOF, TWO-CAR GARAGE, GENEROUS STORAGE, ABUNDANT WINDOWS, and quality upgrades and finishes throughout. The lifestyle continues beyond the front door. BELLALAGO IS A 24-HOUR GUARD-GATED COMMUNITY offering resort-style amenities including a clubhouse, community pool, fitness center, playground, sports and recreation areas, and scenic surroundings. Conveniently located in Kissimmee with access to shopping, dining, entertainment, major roadways, and everything Central Florida has to offer. DISTINCTIVE, REFINED, AND FAR FROM YOUR TYPICAL FOUR-BEDROOM HOME. From the private office and oversized loft to the whole-home surround sound system, enclosed lanai, and primary-suite balcony overlooking the lake, every level offers something special. And with the SELLER OFFERING $10,000 TOWARD BUYER’S CLOSING COSTS AND/OR PREPAIDS WITH AN ACCEPTABLE OFFER, this home delivers SPACE, UPGRADES, LIFESTYLE, AND VALUE.

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The essentials

Built
2021
Price / sqft
$159
On market
40 days
Annual tax
$7,694
HOA
$165/mo
Flood zone
X · Low risk
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Community pool
Shared amenity
2 car garage
Driveway
7,405 sqft lot
Lot size
3,436 sqft
Living area

Payment

Est. monthly payment
$3,921/mo
Down payment (20%)
$109,000
Property taxes
$641/mo
HOA
$165/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
7,405 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Other
Days on Market
40
Ceiling Fans(s)
Living Room/Dining Room Combo
Primarybedroom Upstairs
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Clubhouse
Dog Park
Gated Community - Guard
Golf Carts OK
Playground
Pool
Restaurant
Tennis Court(s)
Built-in Oven
Convection Oven
Dishwasher
Range
Elementary
Bellalago Charter Academy (K-8)
Middle
Bellalago Charter Academy (K-8)
High
Liberty High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$7,694
Parcel #
33-26-29-3356-0001-2790

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bellalago Ph 5j Sec 2
County
Osceola
MLS Area
34746 - Kissimmee (West of Town)
Lot Size
7,405 sqft
HOA
$165/mo
Desera Ramos

Price history

Date
Event
Price
9/1/2026
Listed for sale
Source: Stellar MLS #TB8542890
$544,999
$159/sqft

Neighborhood

3963 Carrick Bend Dr
Kissimmee, FL, 34746 · 34746 - Kissimmee (West of Town)

Market insights

Offer Insights

Choose an offer strength

List price: $544,999
$540,000 – $544,999
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 361 home closings in 34746 landed at this number or higher (54%). The median one sat 34 days before it went under contract, and this one is on day 40.

Sample: 361 closed home sales in 34746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,921/mo
Principal & interest$2,842
Property taxes$641
Insurance$272
HOA$165
Down payment20% · $109,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$544,999

$159 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,436 sq ft

Time on market

40 days

Year built

2021

Monthly payment

About $3,921/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,694 annual tax bill, insurance, and the $165/mo HOA fee.

HOA fee

$165/mo

Managed by Desera Ramos.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHOMESMARTListing agent: Jocelyne YanezListing data from Stellar MLS, MLS# TB8542890.

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