ActiveOpen House

20622 Broadwater Dr, Land O Lakes, FL, 34638

$282/sqft·Pasco Sunset Lakes

4 bd3 ba3,314 sqft3 car garageSingle Family
Listed by MIHARA & ASSOCIATES INC.· Last updated · MLS# TB8543277

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$6,047/mo
Down payment (20%)
$187,000
Property taxes
$595/mo
HOA
$1,300/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2007
Private pool
Child Safety Fence
3 car garage
Driveway
0.28 acres
Lot size
3,314 sqft
Living area

Open house

Sunday, Sep 13· 3:30 PM to 6:30 PM

Please contact listing agent, Megan Narkiewicz for gate access and to address any questions. 813-340-4118

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone Counters

20622 Broadwater Dr is a 2007-built home in Pasco Sunset Lakes, Land O Lakes. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,314 square feet of living space. Listed at $935,000 (about $282/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,300 annually.

From the listing

Rarely does a home combine this much space, flexibility, privacy, and long-term efficiency. Nestled within the coveted gated Pasco Sunset Lakes community, this stunning 4-bedroom, 3-bathroom Arthur Rutenberg home offers 3,314 square feet of beautiful living space, a dedicated home office, and a pre-plumbed bonus room that could easily accommodate a multigenerational living arrangement. One of the property's most valuable features is its fully paid-off 43-panel solar system. This system, supported and warranted by 5-star Transform Solar, keeps monthly energy bills low offering substantial long-term savings compared to homes of a similar size. Inside, large-format ceramic tile flooring flows throughout the main living areas. The warm and inviting formal dining and living rooms provide immediate views of the outdoors. Designed with a desirable three-way split floor plan, the home provides ideal privacy and flexibility for families and guests alike. The oversized primary suite features two walk-in closets and an ensuite bathroom complete with an enclosed shower, soaking tub, dual vanities, and a private water closet. The second and third bedrooms are equal in size and share a stylish bathroom with floating cabinets and an expansive countertop. The fourth bedroom is perfectly suited as a guest room or flex space and is located next to another full bathroom that also provides direct access to the outdoor patio. The spacious office, located behind double entry doors at the front of the home, features beautiful display shelving and an oversized built-in desk perfect for homeschooling or work-from-home professionals. This room also includes a closet, so it could easily be used as a fifth bedroom if desired. This beautiful property features a fully refreshed kitchen at the heart of the home. It includes granite countertops, newly painted cabinets, stunning stacked stone backsplash, gas range, a KitchenAid built-in double oven (that also air fries) and microwave, GE dishwasher, and Samsung stainless refrigerator, all arranged in an open, airy layout, perfect for entertaining and family gatherings. The outdoor oasis was designed for year-round Florida living. The large, angled pool with spill over spa is surrounded by an expansive lanai within a private backyard. Here are the key updates that set this home apart: New roof (2021), fully paid-off solar system (2023), upgraded electrical panel (2024), water heater (2022) dual A/C units (2025, 2019). Pasco Sunset Lakes is a golf cart–friendly, gated community known for its pristine lakes, private boat ramp with 42-acre ski-lake access, playground, and peaceful setting—minutes from top-rated schools, shopping, dining, major highways, and the Veterans Expressway for easy access to Tampa, Clearwater, and the beaches. Schedule your showing today!

The essentials

Built
2007
Price / sqft
$282
On market
8 days
Annual tax
$7,145
HOA
$1,300/yr
Flood zone
X · Low risk
Lot
12,350 sqft
Type
Single Family Residence

Location

20622 Broadwater Dr
Land O Lakes, FL, 34638·34638 - Land O Lakes
Type
Single Family Residence
Year Built
2007
Lot
12,350 sqft
Cooling
Central Air
Heating
Electric, Natural Gas, Solar
Parking
Driveway, Garage Door Opener, Oversized
Pool
Child Safety Fence, Deck, In Ground
Days on Market
8
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Sidewalk
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Park
Playground
Sidewalks
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Range Hood
Refrigerator
Solar Hot Water
Washer

Elementary

Oakstead Elementary-PO

Middle

Charles S. Rushe Middle-PO

High

Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$7,145

Parcel #

23-26-18-0050-00200-0290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Pasco Sunset Lakes

County

Pasco

MLS Area

34638 - Land O Lakes

Lot Size

12,350 sqft

In CountyLandscapedSidewalk
HOA
$1,300/yr
Ameri-Tech
Date
Event
Price
9/3/2026
Listed for sale
Source: Stellar MLS #TB8543277
$935,000
$282/sqft
Est. monthly payment$6,048/mo
Principal & interest$4,876
Property taxes$595
Insurance$468
HOA$108
Down payment20% · $187,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $935,000
$930,000 – $935,000
99.5% – 100% of listTops out right at the list price
80% of listList price
151 of the last 264 home closings in 34638 landed at this number or higher (57%). The median one sat 43 days before it went under contract, and this one is on day 8.

Sample: 264 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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