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Overview

6 bd4 ba4,300 sqft3 car garageSingle Family
TypeSingle Family
HOA$70/yr
Built2005
Lot20,464 sqft
Living area4,300 sqft
Price / sqft$240
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Accessibility FeaturesCathedral Ceiling(s)Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

3654 Ballastone Dr is a 2005-built home in Oakstead Prcl 02, Land O Lakes. Inside you'll find 6 bedrooms, 4 bathrooms, and 4,300 square feet of living space. Listed at $1,030,000 (about $240/sqft), 143 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $70 annually.

From the listing

Located in the highly desirable village of Ballastone, this impressive 6-bedroom, 4-bathroom Mediterranean-style pool home with a 3-car side entry garage is ready for its next owner. Built by Mercedes Homes, the San Remo model is the largest floor plan within this exclusive enclave of just 44 homes, all situated on oversized homesites. The primary suite, overlooking lush conservation views, and a secondary bedroom are conveniently located on the first floor. At the heart of the home is the expansive family room, featuring breathtaking views of the conservation area, pool, and spa. The spacious kitchen is designed for both function and entertaining, featuring an 8-foot prep island, 42-inch solid wood cabinetry, under-cabinet lighting, a pot filler, and a breakfast bar. The dinette area adjacent to the kitchen is nearly the size of the formal living room, providing abundant seating for gatherings and entertaining. The formal living room overlooks the beautifully paved courtyard, creating an inviting space for relaxation and conversation. Upstairs, you'll find four additional bedrooms, two full bathrooms, a loft, and a dedicated media room, offering plenty of space for family and guests. Owner upgrades and custom touches throughout the home include crown molding, chair rail molding, wood blinds, oversized window treatments, custom paint selections, and upgraded light fixtures. An A-rated elementary school is a short distance outside the neighborhood gate, while the community itself offers miles of scenic sidewalks and lush natural surroundings, conveniently tucked behind neighborhood shopping along SR 54. Residents enjoy easy access to abundant shopping and dining options, with Tampa International Airport just 30–40 minutes away and quick access to I-75, I-275, and the Suncoast Parkway. Accessibility feature: wheelchair lift installed for second-floor access and the pool includes accessibility enhancements - handrails and mobility-friendly entry. Convenience feature: whole home Generac generator. This home offers the perfect blend of space, elegance, and convenience in one of the area's most sought-after communities.

The essentials

Built
2005
Price / sqft
$240
On market
143 days
Annual tax
$15,932
HOA
$70/yr
Flood zone
X* · Low risk
Lot
20,464 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Private pool
Deck
3 car garage
0.47 acres
Lot size
4,300 sqft
Living area

Payment

Est. monthly payment
$7,221/mo
Down payment (20%)
$206,000
Property taxes
$1,328/mo
HOA
$70/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
20,464 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Deck, Gunite, In Ground, Screen Enclosure
Days on Market
143
Accessibility Features
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Window Treatments
Clubhouse
Gated Community - No Guard
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Refrigerator
Elementary
Oakstead Elementary-PO
Middle
Charles S. Rushe Middle-PO
High
Sunlake High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X*
Annual Tax (2025)
$15,932
Parcel #
18-26-23-003.0-000.00-033.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oakstead Prcl 02
County
Pasco
MLS Area
34638 - Land O Lakes
Lot Size
20,464 sqft
Conservation AreaPaved
HOA
$70/yr
Greenacre / Stephanie Tirado

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #TB8510166
$1,030,000-1.9%
$240/sqft
-
Price change
Source: Stellar MLS #TB8510166
$1,050,000-4.5%
$244/sqft
5/20/2026
Listed for sale
Source: Stellar MLS #TB8510166
$1,100,000
$256/sqft

Neighborhood

3654 Ballastone Dr
Land O Lakes, FL, 34638 · 34638 - Land O Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $1,030,000
$1.02M – $1.03M
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 335 home closings in 34638 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 143 after a $70,000 cut.

Sample: 335 closed home sales in 34638 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$7,220/mo
Principal & interest$5,372
Property taxes$1,328
Insurance$515
HOA$6
Down payment20% · $206,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,030,000

$240 per sq ft

Beds and baths

6 beds, 4 baths

Size

4,300 sq ft

Time on market

143 days

Year built

2005

Monthly payment

About $7,221/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $15,932 annual tax bill, insurance, and the $70/yr HOA fee.

HOA fee

$70/yr

Managed by Greenacre / Stephanie Tirado.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Sheila SorensenListing data from Stellar MLS, MLS# TB8510166.

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