ActiveOpen House

4495 Clearwater Harbor Dr S, Largo, FL, 33770

$450/sqft·Harbor Hills 3rd

3 bd2 ba1,778 sqft2 car garageSingle Family
Listed by COMPASS FLORIDA LLC· Last updated · MLS# TB8544704

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Est. monthly payment
$4,853/mo
Down payment (20%)
$159,980
Property taxes
$281/mo
Rate assumed
6.8% · 30 yr
View full breakdown

At a glance

Single family
Built 1972
Private pool
In Ground
2 car garage
8,625 sqft lot
Lot size
1,778 sqft
Living area

Open house

Sunday, Sep 13· 3:00 PM to 5:00 PM

About this home

Ceiling Fans(s)LightingCooktopDishwasherFreezerRangeRefrigerator

4495 Clearwater Harbor Dr S is a 1972-built home in Harbor Hills 3rd Add, Largo. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,778 square feet of living space. Listed at $799,900 (about $450/sqft), 7 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to 4495 Clearwater Harbor Drive, a beautifully reimagined BLOCK residence offering 3 bedrooms, a versatile den, 2 bathrooms, and a 2-car garage. Thoughtfully remodeled from top to bottom in 2025, the home pairs sophisticated design with substantial modern upgrades. A light-filled split floor plan unfolds around an extraordinary 14-foot quartz island—the dramatic centerpiece of a custom kitchen designed for effortless entertaining. Ceiling-height, soft-close shaker cabinetry is complemented by premium Forno appliances, including a French-door refrigerator/freezer, induction range, and dishwasher. A built-in wine rack and discreet recessed charging stations add both style and convenience. Level 5 wall finishes, a beveled tile backsplash, wide-plank luxury vinyl flooring, and recessed LED lighting create a refined, cohesive aesthetic throughout. The formal dining room, distinguished by an elegant arched accent wall, provides a striking setting for intimate dinners and seamless indoor-outdoor gatherings. The private primary suite is a true retreat, featuring an oversized walk-in closet and its own secluded Trex deck enclave. Beyond the interiors, a resort-inspired backyard awaits with an expansive saltwater-ready pool, convenient pool-bath access, new six-foot vinyl privacy fencing, and beautifully illuminated landscaping. Water views are framed through the living room’s oversized bay window, while a dedicated laundry room enhances everyday functionality. Major improvements include a 2022 roof, new HVAC system, impact-rated windows and doors, updated plumbing, and the comprehensive 2025 renovation. Sophisticated, turnkey, and designed for an elevated Florida lifestyle, this exceptional home is ready to impress even the most discerning buyer.

The essentials

Built
1972
Price / sqft
$450
On market
9 days
Annual tax
$3,373
Flood zone
AE
Lot
8,625 sqft
Type
Single Family Residence

Location

4495 Clearwater Harbor Dr S
Largo, FL, 33770·33770 - Largo/Belleair Bluffs
Type
Single Family Residence
Year Built
1972
Lot
8,625 sqft
Cooling
Central Air
Heating
Baseboard, Central
Parking
-
Pool
In Ground
Days on Market
9
Ceiling Fans(s)
Lighting
Cooktop
Dishwasher
Freezer
Range
Refrigerator
Flood Zone AE

Annual Tax (2025)

$3,373

Parcel #

06-30-15-36054-009-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Harbor Hills 3rd Add

County

Pinellas

MLS Area

33770 - Largo/Belleair Bluffs

Lot Size

8,625 sqft

Date
Event
Price
9/2/2026
Listed for sale
Source: Stellar MLS #TB8544704
$799,900+100.5%
$450/sqft
1/1/2025
Sold
Source: Pinellas County Public Record
$399,000
$224/sqft
Est. monthly payment$4,853/mo
Principal & interest$4,172
Property taxes$281
Insurance$400
Down payment20% · $159,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $799,900
$790,000 – $799,900
98.6% – 100% of listTops out right at the list price
80% of listList price
55 of the last 108 home closings in 33770 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 9.

Sample: 108 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Keep exploring Tampa Bay

Pick up where you left off, or see what else is out there.