4415 Clearwater Harbor Dr N, photo 1
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Overview

4 bd2 ba2,232 sqft2 car garageSingle Family
TypeSingle Family
HOA$100/yr
Built1973
Lot13,961 sqft
Living area2,232 sqft
Price / sqft$354
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboPrimary Bedroom Main FloorSplit BedroomStone CountersWalk-in Closet(s)Deed RestrictionsGolf Carts OKIrrigation-reclaimed Water

4415 Clearwater Harbor Dr N is a 1973-built home in Harbor Hills 3rd Add, Largo. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,232 square feet of living space. Listed at $790,000 (about $354/sqft), 235 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $100 annually.

From the listing

One or more photo(s) has been virtually staged. “Livable today… Transformable tomorrow.” Why spend $1 million+ on someone else's renovations when you can secure this waterfront location now and create the home you've always envisioned? $790,000 gives you the waterfront location, the canal, the Gulf access, the land, the existing home, and the opportunity to improve it on your own timetable. The neighborhood is on the mainland side of the Intracoastal, providing easy drives to St. Pete, Tampa…and beyond. It has a community-style vibe…neighbors walking their dogs, riding bikes, and just visiting back and forth. The foundation is already here for you to build on… with a functional custom-built, CBS-constructed home from the 70’s, with a substantial footprint, oversized garage, established landscaping, and an existing waterfront setup. In 30 minutes or less, you can leave your dock and head towards Clearwater Pass (through two 74’ fixed bridges), and you will be in the open Gulf! Move in now…and begin your dream of boating life on the Gulf!

The essentials

Built
1973
Price / sqft
$354
On market
235 days
Annual tax
$12,090
HOA
$100/yr
Flood zone
AE
Lot
13,961 sqft
Type
Single Family Residence

At a glance

Single family
Built 1973
Waterfront
Canal - Saltwater
2 car garage
Circular Driveway
0.32 acres
Lot size
2,232 sqft
Living area

Payment

Est. monthly payment
$5,530/mo
Down payment (20%)
$158,000
Property taxes
$1,007/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1973
Lot
13,961 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Circular Driveway, Garage Door Opener, Oversized
Waterfront
Canal - Saltwater
Days on Market
235
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Walk-in Closet(s)
Deed Restrictions
Golf Carts OK
Irrigation-reclaimed Water
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Anona Elementary-PN
Middle
Seminole Middle-PN
High
Largo High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$12,090
Parcel #
06-30-15-36054-010-1230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Hills 3rd Add
County
Pinellas
MLS Area
33770 - Largo/Belleair Bluffs
Lot Size
13,961 sqft
Corner LotFlood Insurance RequiredFloodZoneIn CountyLevelPavedUnincorporated
HOA
$100/yr
Joyce O'Brien- Harbor Hills Treasurer

Price history

Date
Event
Price
8/11/2026
Price change
Source: Stellar MLS #TB8481601
$790,000-1.2%
$354/sqft
-
Price change
Source: Stellar MLS #TB8481601
$800,000-8.6%
$358/sqft
2/19/2026
Listed for sale
Source: Stellar MLS #TB8481601
$875,000
$392/sqft

Neighborhood

4415 Clearwater Harbor Dr N
Largo, FL, 33770 · 33770 - Largo/Belleair Bluffs

Market insights

Offer Insights

Choose an offer strength

List price: $790,000
$785,000 – $790,000
99.1% – 100% of listTops out right at the list price
80% of listList price
75 of the last 148 home closings in 33770 landed at this number or higher (51%). The median one sat 32 days before it went under contract, and this one is on day 235 after a $85,000 cut.

Sample: 148 closed home sales in 33770 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,531/mo
Principal & interest$4,120
Property taxes$1,007
Insurance$395
HOA$8
Down payment20% · $158,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$790,000

$354 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,232 sq ft

Time on market

235 days

Year built

1973

Monthly payment

About $5,530/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,090 annual tax bill, insurance, and the $100/yr HOA fee.

HOA fee

$100/yr

Managed by Joyce O'Brien- Harbor Hills Treasurer.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byPREMIER SOTHEBY'S INTL REALTYListing agent: Carolyn TasilloListing data from Stellar MLS, MLS# TB8481601.

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