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About this home
12787 95th St N is a 1954-built home in Farview, Largo. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,176 square feet of living space. Listed at $770,000 (about $354/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
INVESTMENT OPPORTUNITY + FLORIDA LIFESTYLE! This versatile, turnkey property offers an exceptional opportunity to live, invest, and generate rental income—all in one. With three potential rentable spaces, the property provides flexibility for an owner-occupant, multi-generational living, or an income-producing investment. The main residence features 3 bedrooms and 2 bathrooms and offers the flexibility to be configured as a 1-bedroom/1-bath and a separate 2-bedroom/1-bath living space, creating multiple possibilities for rental income. A detached, fully self-contained ADU adds even more versatility, complete with its own bedroom, full bathroom, kitchen, living area, and laundry. Step outside and enjoy the Florida lifestyle with a private pool and spa, plus multiple outdoor seating areas perfect for relaxing, entertaining, or enjoying the sunshine. There is also plenty of room for your boat, RV, and other outdoor toys. Whether you're looking for a primary residence with income potential, a vacation getaway, a multi-generational property, or an investment opportunity, this property offers the flexibility to make it your own while enjoying all that the Tampa Bay area has to offer. Short-term rental regulations, permitted uses, and the potential for additional unit construction should be independently verified with the applicable municipality and county. Ideally positioned between the beach and the bay, this is your opportunity to own a property where investment potential and the Florida lifestyle come together.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$770,000
$354 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,176 sq ft
Time on market
16 days
Year built
1954
Monthly payment
About $5,226/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,897 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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