3612 Windber Blvd, photo 1
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Overview

4 bd4 ba3,735 sqft3 car garageSingle Family
TypeSingle Family
HOA$60/mo
Built1987
Lot15,810 sqft
Living area3,735 sqft
Price / sqft$254
Garage3 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsOpen FloorplanStone CountersVaulted Ceiling(s)Walk-in Closet(s)Wet Bar

3612 Windber Blvd is a 1987-built home in Westmonte Ests, Palm Harbor. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,735 square feet of living space. Listed at $950,000 (about $254/sqft), 39 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $60 monthly.

From the listing

Welcome to an exceptional Palm Harbor retreat where timeless ranch-style architecture meets elevated Florida outdoor living. Set within a desirable gated community and surrounded by mature natural beauty, this expansive single-story residence offers a distinctive combination of privacy, space and effortless indoor-outdoor living. The thoughtfully designed ranch footprint provides a comfortable flow for everyday living and entertaining, with generous living spaces and an inviting connection to the spectacular outdoor environment. Views toward the conservation setting and pond create a peaceful backdrop rarely found in such a convenient location. The true showpiece is the expansive outdoor living area. A beautifully appointed summer kitchen, substantial paver terrace with decorative inlay, and impressive tongue-and-groove wood ceiling create an elegant yet relaxed setting for everything from casual family gatherings to sophisticated entertaining. The screened outdoor living space opens beautifully to the pool and spa, allowing the Florida lifestyle to take center stage while maintaining privacy and a strong connection to nature. With its lush surroundings, generous lot, mature landscaping and resort-inspired outdoor spaces, this home delivers an atmosphere that feels both private and welcoming. Inside, the spacious single-level design offers the versatility today's buyers seek, while the property's established character and thoughtful improvements provide a distinctive alternative to newer construction. Public property records and prior listing data describe the residence as approximately 3,736 square feet with four bedrooms, four baths, and a large 0.42-acre homesite. Located in the sought-after East Lake/Palm Harbor area, the property offers convenient access to parks, recreation, shopping, dining, major roadways and the Gulf Coast lifestyle. Nearby schools listed in current property data include Cypress Woods Elementary, Joseph L. Carwise Middle and East Lake High School; buyers should verify current school assignments with Pinellas County Schools. A rare opportunity to own a spacious Palm Harbor ranch home where privacy, natural surroundings and extraordinary outdoor living come together in one remarkable setting

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The essentials

Built
1987
Price / sqft
$254
On market
39 days
Annual tax
$7,620
HOA
$60/mo
Flood zone
X · Low risk
Lot
15,810 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
Waterfront
Pond
Private pool
Heated
3 car garage
Garage Door Opener
0.36 acres
Lot size

Payment

Est. monthly payment
$6,125/mo
Down payment (20%)
$190,000
Property taxes
$635/mo
HOA
$60/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
15,810 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric, Zoned
Parking
Garage Door Opener, Oversized
Pool
Heated, Other, Pool Sweep, Salt Water, Screen Enclosure, Tile
Waterfront
Pond
Days on Market
39
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Open Floorplan
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Garden
Outdoor Kitchen
Buyer Approval Required
Deed Restrictions
Street Lights
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer
High
East Lake High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,620
Parcel #
26-27-16-96589-000-0380

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Westmonte Ests
County
Pinellas
MLS Area
34685 - Palm Harbor
Lot Size
15,810 sqft
Conservation AreaFlag LotIn CountyNear Golf CourseSidewalkStreet Dead-EndPavedPrivateTip Lot
HOA
$60/mo
Jim Ranallo

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #TB8546926
$950,000-2.6%
$254/sqft
9/2/2026
Listed for sale
Source: Stellar MLS #TB8546926
$975,000
$261/sqft

Neighborhood

3612 Windber Blvd
Palm Harbor, FL, 34685 · 34685 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $950,000
$935,000 – $950,000
98.4% – 100% of listTops out right at the list price
80% of listList price
34 of the last 67 home closings in 34685 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 39 after a $25,000 cut.

Sample: 67 closed home sales in 34685 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,125/mo
Principal & interest$4,955
Property taxes$635
Insurance$475
HOA$60
Down payment20% · $190,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$950,000

$254 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,735 sq ft

Time on market

39 days

Year built

1987

Monthly payment

About $6,125/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,620 annual tax bill, insurance, and the $60/mo HOA fee.

HOA fee

$60/mo

Managed by Jim Ranallo.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Tanner TillungListing data from Stellar MLS, MLS# TB8546926.

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