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Overview

4 bd3 ba2,591 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,368/qtr
Built2021
Lot5,331 sqft
Living area2,591 sqft
Price / sqft$193
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersThermostatWalk-in Closet(s)

3073 Mountain Spruce Ter is a 2021-built home in Winding Ridge, Wesley Chapel. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,591 square feet of living space. Listed at $499,000 (about $193/sqft), 31 days on market. Flood zone A - confirm flood insurance requirements with your lender. HOA runs $1,368 quarterly.

From the listing

Virtually Staged. Welcome to the Diana model by GL Homes, offering 4 bedrooms, 3 full baths, 2,591 square feet of living space, and a tranquil pond view in Wesley Chapel's Winding Ridge. Built in 2021, this home centers around an open kitchen and great room, ideal for entertaining. Stainless appliances, solid countertops, slow-close cabinets, plus built-in ceiling speakers and a Culligan water system. A main-level bedroom and full bath offer flexibility for guests or multigenerational living. Upstairs, a spacious loft suits a media room, playroom, or second lounge. The primary suite includes dual closets and a large bath with walk-in shower and soaking tub. Step out back to a fully fenced yard and calming water views. Winding Ridge amenities include a resort pool with cabanas, splash pad, fitness center, playgrounds, and sports courts. Zoned for Double Branch Elementary, Thomas E. Weightman Middle, and Wesley Chapel High. All appliances convey. Schedule your private showing and experience Winding Ridge living.

The essentials

Built
2021
Price / sqft
$193
On market
31 days
Annual tax
$5,259
HOA
$1,368/qtr
Flood zone
A
Lot
5,331 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Water views
Water
Community pool
Shared amenity
2 car garage
Driveway
5,331 sqft lot
Lot size

Payment

Est. monthly payment
$3,746/mo
Down payment (20%)
$99,800
Property taxes
$438/mo
HOA
$1,368/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
5,331 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Ground Level, Off Street
Days on Market
31
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Clubhouse
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Double Branch Elementary
Middle
Thomas E Weightman Middle-PO
High
Wesley Chapel High-PO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone A
Annual Tax (2025)
$5,259
Parcel #
20-26-23-007.0-000.00-381.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Winding Ridge
County
Pasco
MLS Area
33543 - Zephyrhills/Wesley Chapel
Lot Size
5,331 sqft
Landscaped
HOA
$1,368/qtr
Gina Hyatt

Price history

Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #TB8548635
$499,000+18.5%
$193/sqft
10/13/2021
Sold
Source: Pasco County Public Record
$421,200
$163/sqft

Neighborhood

3073 Mountain Spruce Ter
Wesley Chapel, FL, 33543 · 33543 - Zephyrhills/Wesley Chapel

Market insights

Offer Insights

Choose an offer strength

List price: $499,000
$497,500 – $499,000
99.5% – 100% of listTops out right at the list price
80% of listList price
177 of the last 314 home closings in 33543 landed at this number or higher (56%). The median one sat 38 days before it went under contract, and this one is on day 31.

Sample: 314 closed home sales in 33543 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,746/mo
Principal & interest$2,602
Property taxes$438
Insurance$250
HOA$456
Down payment20% · $99,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,000

$193 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,591 sq ft

Time on market

31 days

Year built

2021

Monthly payment

About $3,746/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,259 annual tax bill, insurance, and the $1,368/qtr HOA fee.

HOA fee

$1,368/qtr

Managed by Gina Hyatt.

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Jackie FosterListing data from Stellar MLS, MLS# TB8548635.

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