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4324 Spinnaker Cove Ln, Tampa, FL, 33615

$210/sqft·Spinnaker Cove Twnhms

3 bd4 ba2,540 sqft2 car garageTownhouse
Listed by COLDWELL BANKER REALTY· Last updated · MLS# TB8549934

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Est. monthly payment
$4,300/mo
Down payment (20%)
$106,840
Property taxes
$626/mo
HOA
$620/mo
Rate assumed
6.8% · 30 yr
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At a glance

Townhouse
3 stories · 2005
Waterfront
Bay/Harbor
Community pool
Shared amenity
2 car garage
Driveway
1,683 sqft lot
Lot size

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Dry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimarybedroom Upstairs

4324 Spinnaker Cove Ln is a 2005-built home in Spinnaker Cove Twnhms, Tampa. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,540 square feet of living space. Listed at $534,200 (about $210/sqft), 2 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $620 monthly.

From the listing

Virtually Staged. This waterfront townhouse, with its own deeded boat slip, offers the seaside, maintenance-free lifestyle you have been looking for, so your weekends can be spent on the boat! Act quickly, as this property (built in 2005) offers a lower price-point (lowest price in Spinnaker Cove) than a single-family house on the water, and it’s within an exclusive, gated community. Lock-it-and-leave when you travel (airport is 10 minutes away) and enjoy your large, private boat slip a half-block walk from your front door when you are back in paradise. (Seller had a 42’ Sea Ray, so water depth is ample) Cruise down to St. Pete, the Gulf or over to a waterfront restaurant for a well-deserved break. The space in the home is amazing, with high ceilings, bedrooms away from entertaining areas, and two incredible living areas (one on each of two levels). Enjoy tropical orange sunsets over the bay from your kitchen, morning den, family room and master. Plus, relish the oversized master bedroom, bath and walk-in closet. Luxury elements such as a huge wet bar in your recreational family room, charming nooks in the kitchen, a convenient laundry on the bedroom level and built-in garage storage will impress you. The first level is perfect for everyday relaxation or parties. The first floor rec room/family room overlooks a sunny patio, a large grassy area and the waterfront. Plus, it features a full bath and a wet bar/party kitchen. This layout is well thought out and high and dry! Even in the hurricanes of 2024, only a few inches of water entered in the garage, leaving all three levels of living areas untouched. From your back porches and patios, you will cherish water views and a large grassy area for pets or friends to gather. Don’t like carpet? Want new flooring? No worries. The seller is offering a $10,000 credit at closing toward your closing costs so you can spend your money on the flooring you love. Flood insurance is only $1700/year and the HOA covers all exterior maintenance, including the roof and seawalls.

The essentials

Built
2005
Price / sqft
$210
On market
15 days
Annual tax
$7,518
HOA
$620/mo
Flood zone
AE
Lot
1,683 sqft
Type
Townhouse

Location

4324 Spinnaker Cove Ln
Tampa, FL, 33615·33615 - Tampa / Town and Country
Type
Townhouse
Year Built
2005
Lot
1,683 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Ground Level
Waterfront
Bay/Harbor
Days on Market
15
Cathedral Ceiling(s)
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Wet Bar
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Pool
Street Lights
Bar Fridge
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System

Elementary

Bay Crest-HB

Middle

Webb-HB

High

Alonso-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE

Annual Tax (2026)

$7,518

Parcel #

U-11-29-17-642-000009-00006.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Spinnaker Cove Twnhms

County

Hillsborough

MLS Area

33615 - Tampa / Town and Country

Lot Size

1,683 sqft

ClearedConservation AreaFlood Insurance RequiredFloodZoneIn CountyLandscapedLevelNear Golf CoursePrivatePaved
HOA
$620/mo
InfraMark
Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #TB8549934
$534,200
$210/sqft
Est. monthly payment$4,300/mo
Principal & interest$2,786
Property taxes$626
Insurance$267
HOA$620
Down payment20% · $106,840
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $534,200
$530,000 – $534,200
99.5% – 100% of listTops out right at the list price
80% of listList price
23 of the last 25 townhouse or villa closings in 33615 landed at this number or higher (92%). The median one sat 41 days before it went under contract, and this one is on day 15.

Sample: 25 closed townhouse or villa sales in 33615 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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