5413 Bernadette Dr, photo 1
Active
1 / 55

Overview

5 bd3 ba3,741 sqft2 car garageSingle Family
TypeSingle Family
HOA$50/yr
Built1981
Lot38,102 sqft
Living area3,741 sqft
Price / sqft$173
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Dry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

5413 Bernadette Dr is a 1981-built home in Lake Bernadette Gardens Ph 1, Zephyrhills. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,741 square feet of living space. Listed at $648,600 (about $173/sqft), 18 days on market. Flood zone A - confirm flood insurance requirements with your lender. HOA runs $50 annually.

From the listing

***Seller is offering up to 5% TOWARD BUYER CLOSING COSTS AND/OR INTEREST RATE BUYDOWN with an accepted full-price offer***Welcome to 5413 Bernadette Drive, a stunning LAKEFRONT HOME in the established Lake Bernadette community, offering over 3,400 square feet of living space, 5 bedrooms, 2.5 bathrooms, a 2-car garage, and nearly an acre of land. Surrounded by mature trees and beautiful natural scenery, this home combines an impressive amount of space with distinctive architectural character and gorgeous water views. Inside, you'll find an expansive layout with multiple living and entertaining areas, beautiful wood-look flooring, and a showstopping family room featuring SOARING VAULTED WOOD CEILINGS, exposed beams, a dramatic brick fireplace, and built-in shelving. The spacious kitchen sits at the heart of the home with generous cabinetry, ample prep space, a DRY BAR, and plenty of room for gathering and entertaining. The oversized primary suite is conveniently located on the main level and features a walk-in closet and private bath, while the additional bedrooms provide plenty of flexibility for family, guests, a home office, or hobby space. Upstairs, a PRIVATE SECOND-FLOOR BEDROOM creates a secluded retreat ideal for guests, extended family, or anyone looking for added privacy. One of the home's true highlights is the expansive SUNROOM, surrounded by windows that showcase the backyard and beautiful lake views while creating an incredible space to relax or entertain year-round. Step outside to a sprawling backyard framed by mature trees with plenty of room to enjoy the peaceful waterfront setting and Florida lifestyle. With its generous floor plan, unique architectural details, incredible entertaining spaces, lakefront setting, and desirable Lake Bernadette location, this home offers a rare combination of SPACE, PRIVACY, CHARACTER, AND SCENERY. 5413 Bernadette Drive isn't your typical Florida home—it's one you have to experience in person.

The essentials

Built
1981
Price / sqft
$173
On market
18 days
Annual tax
$4,261
HOA
$50/yr
Flood zone
A
Lot
38,102 sqft
Type
Single Family Residence

At a glance

Single family
Built 1981
Water views
Water
2 car garage
Driveway
0.87 acres
Lot size
3,741 sqft
Living area

Payment

Est. monthly payment
$4,067/mo
Down payment (20%)
$129,720
Property taxes
$355/mo
HOA
$50/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1981
Lot
38,102 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Faces Side, Other
Days on Market
18
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Garden
Lighting
Private Mailbox
Cooktop
Dishwasher
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Wine Refrigerator
Flood Zone A
Annual Tax (2025)
$4,261
Parcel #
08-26-21-0030-00000-097A

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Bernadette Gardens Ph 1
County
Pasco
MLS Area
33541 - Zephyrhills
Lot Size
38,102 sqft
HOA
$50/yr
Lake Bernadette Property Owners Association, Inc.

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #TB8550619
$648,600
$173/sqft
-
Price change
Source: Stellar MLS #TB8550619
$648,700-0.2%
$173/sqft
9/22/2026
Listed for sale
Source: Stellar MLS #TB8550619
$650,000+195.5%
$174/sqft
4/20/2026
Sold
Source: Pasco County Public Record
$220,000
$59/sqft

Neighborhood

5413 Bernadette Dr
Zephyrhills, FL, 33541 · 33541 - Zephyrhills

Market insights

Offer Insights

Choose an offer strength

List price: $648,600
$645,000 – $648,600
99.5% – 100% of listTops out right at the list price
80% of listList price
203 of the last 353 home closings in 33541 landed at this number or higher (58%). The median one sat 47 days before it went under contract, and this one is on day 18 after a $1,400 cut.

Sample: 353 closed home sales in 33541 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,066/mo
Principal & interest$3,383
Property taxes$355
Insurance$324
HOA$4
Down payment20% · $129,720
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$648,600

$173 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,741 sq ft

Time on market

18 days

Year built

1981

Monthly payment

About $4,067/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,261 annual tax bill, insurance, and the $50/yr HOA fee.

HOA fee

$50/yr

Managed by Lake Bernadette Property Owners Association, Inc..

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byINVESTOR CORNER REALTY LLCListing agent: Joe MedinaListing data from Stellar MLS, MLS# TB8550619.

Keep exploring Florida

Pick up where you left off, or see what else is out there.