491 1st St S #315, photo 1
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Overview

2 bd1 ba690 sqftCondominium
TypeCondominium
HOA$2,382/yr
Built1956
Lot40,300 sqft
Living area690 sqft
Price / sqft$746

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About this home

Built-in FeaturesCeiling Fans(s)Living Room/Dining Room ComboSolid Wood CabinetsWindow TreatmentsCourtyardOutdoor GrillSidewalk

491 1st St S #315 is a 1956-built home in Waterfront Park Apts Co-op, St Petersburg. Inside you'll find 2 bedrooms, 1 bathrooms, and 690 square feet of living space. Listed at $515,000 (about $746/sqft), 14 days on market. Flood zone A - confirm flood insurance requirements with your lender. HOA runs $2,382 semi-annually.

From the listing

LOCATION! LOCATION! LOCATION! Experience Manhattan-style downtown living with an “Old Florida” feel in this beautifully remodeled top-floor two-bedroom residence located in a highly sought-after 55+ community. Completely remodeled in 2024, this exceptional home offers the perfect combination of style, convenience, and location—ideal as a full-time retirement residence or a winter getaway. Pilots, boaters, and culture enthusiasts will especially appreciate the unbeatable setting. You’re less than one block from Albert Whitted Airport, The Dalí Museum, Mahaffey Theater, and University of South Florida, with downtown St. Petersburg’s best attractions just outside your door. Walk to the Saturday Morning Market, shopping, restaurants, the Sundial Center, and countless other downtown venues. Located on the third floor, the residence is easily accessible by elevator or either of two staircases. Inside, the spacious living and dining areas flow seamlessly into a stunning remodeled kitchen featuring custom wood cabinetry, marble countertops, and top-of-the-line appliances. The extensive 2024 renovation includes *Beautiful wood flooring * Solid wood interior doors *Custom cabinetry *Plantation shutters *Completely updated plumbing, electrical and HVAC systems. Additional amenities include assigned covered parking, a secure private storage locker, low HOA fee of $397/month, on-site laundry, and outdoor grills. Residents also enjoy complimentary use of a first-floor guest unit for visiting friends and family, plus plenty of convenient street parking. EV charging station installed by owners and transfers with the property. This is a cash-only co-op purchase with Association approval required. No pets are permitted. Opportunities like this rarely come along in this popular community, where turnover is minimal. Don’t miss your chance to own a beautifully updated downtown home in one of St. Petersburg’s most convenient and desirable locations. Bonus opportunity: The owner also has a hangar at Albert Whitted Airport available for separate purchase.

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The essentials

Built
1956
Price / sqft
$746
On market
14 days
Annual tax
$6,114
HOA
$2,382/yr
Flood zone
A
Lot
40,300 sqft
Type
Condominium

At a glance

Payment

Est. monthly payment
$3,651/mo
Down payment (20%)
$103,000
Property taxes
$509/mo
HOA
$2,382/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1956
Lot
40,300 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
14
Built-in Features
Ceiling Fans(s)
Living Room/Dining Room Combo
Solid Wood Cabinets
Window Treatments
Courtyard
Outdoor Grill
Sidewalk
Storage
Airport/Runway
Buyer Approval Required
Sidewalks
Dishwasher
Disposal
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone A
Annual Tax (2025)
$6,114
Parcel #
19-31-17-95078-000-3150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterfront Park Apts Co-op
County
Pinellas
MLS Area
33701 - St Pete
Lot Size
40,300 sqft
HOA
$2,382/yr
Waterfront Park

Price history

Date
Event
Price
9/26/2026
Listed for sale
Source: Stellar MLS #TB8552007
$515,000
$746/sqft

Neighborhood

491 1st St S #315
St Petersburg, FL, 33701 · 33701 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $515,000
$510,000 – $515,000
99.5% – 100% of listTops out right at the list price
80% of listList price
100 of the last 189 condo closings in 33701 landed at this number or higher (53%). The median one sat 30 days before it went under contract, and this one is on day 14.

Sample: 189 closed condo sales in 33701 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,651/mo
Principal & interest$2,686
Property taxes$509
Insurance$258
HOA$199
Down payment20% · $103,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$515,000

$746 per sq ft

Beds and baths

2 beds, 1 baths

Size

690 sq ft

Time on market

14 days

Year built

1956

Monthly payment

About $3,651/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,114 annual tax bill, insurance, and the $2,382/yr HOA fee.

HOA fee

$2,382/yr

Managed by Waterfront Park.

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byDALTON WADE INCListing agent: Pam JeremiahListing data from Stellar MLS, MLS# TB8552007.

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