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Overview

3 bd2 ba1,760 sqft2 car garageVilla
TypeVilla
HOA$270/mo
Built2005
Lot5,280 sqft
Living area1,760 sqft
Price / sqft$196
Garage2 car

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About this home

Ceiling Fans(s)Primary Bedroom Main FloorThermostatWalk-in Closet(s)Private MailboxRain GuttersSidewalkAssociation Recreation - Owned

3428 Chapel Creek Cir is a 2005-built home in Seven Oaks Prcl S-8a, Wesley Chapel. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,760 square feet of living space. Listed at $345,000 (about $196/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $270 monthly.

From the listing

MAINTENANCE-FREE LIVING IN THE HEART OF SEVEN OAKS! Welcome to this beautifully maintained ONE-OWNER VILLA located in the exclusive GATED enclave of WILLOW CREEK, one of the most desirable neighborhoods within Seven Oaks. Enjoy a carefree lifestyle with an HOA that includes ROOF REPLACEMENT, EXTERIOR PAINTING, and LAWN MAINTENANCE, freeing you from costly exterior upkeep and giving you more time to enjoy the exceptional amenities and convenient location that make this community so sought after. This lovingly maintained 3-BEDROOM, 2-BATHROOM villa with a 2-CAR GARAGE features a highly desirable great room floor plan designed for comfortable everyday living and effortless entertaining. Elegant CROWN MOLDING enhances the great room, dining room, dinette, and kitchen, while rich real WOOD FLOORING adds warmth and character to the great room and dining room. The open layout creates an inviting atmosphere filled with natural light and provides the perfect setting for gathering with family and friends. One of the home's most appealing features is its PEACEFUL CONSERVATION SETTING. The oversized EXTENDED LANAI offers a private outdoor retreat where you can relax, entertain, or simply enjoy Florida's beautiful weather. Backing to CONSERVATION, the property enjoys enhanced privacy and a tranquil natural backdrop with no direct rear neighbors. From the CORNER OF LANAI, you'll also enjoy a picturesque POND VIEW, adding another touch of serenity to this already peaceful setting. The combination of conservation and water views creates a calming environment where you can unwind while enjoying the sights and sounds of nature. The impressive 12' x 24' PRIMARY SUITE provides exceptional flexibility, offering plenty of room for a sitting area, home office, reading nook, exercise space, or whatever best suits your lifestyle. The ENSUITE BATH bath features a relaxing garden tub, separate shower, dual-sink vanity, and ample space for daily convenience and comfort. The additional bedrooms are comfortably sized and ideal for family, guests, or hobbies. The home has been thoughtfully equipped with CEILING FANS IN ALL BEDROOMS, the KITCHEN, and the LANAI, and all kitchen appliances, along with the washer and dryer, are included, making this home truly move-in ready. The location simply cannot be beat. Residents enjoy quick access to major roadways, making COMMUTING EASY while placing SHOPPING, DINING, ENTERTAINMENT, and everyday conveniences just minutes away. The Shops at Wiregrass, Tampa Premium Outlets, and an ABUNDANCE of popular RESTAURANTS are all nearby. Willow Creek residents enjoy their OWN PRIVATE COMMUNITY POOL while also having access to the outstanding RESORT-STYLE amenities that have made Seven Oaks one of Wesley Chapel's premier communities. These amenities include MULTIPLE POOLS with a Waterslide, Swim LANES, Splash Centers, Tennis Courts, Pickleball Courts, Basketball Courts, a state-of-the-art Fitness Center, Clubhouse, Playgrounds, and more. This exceptional VILLA offers the perfect combination of MAINTENANCE FREE LIVING, privacy, BEAUTIFUL NATURAL SURROUNDINGS, spacious living areas, and WORLD-CLASS AMENITIES in one of Wesley Chapel's most sought-after communities. Don't miss this opportunity to enjoy the Florida lifestyle you've been dreaming of in the heart of Seven Oaks.

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The essentials

Built
2005
Price / sqft
$196
On market
2 days
Annual tax
$4,096
HOA
$270/mo
Flood zone
X · Low risk
Lot
5,280 sqft
Type
Villa

At a glance

Villa
Built 2005
2 car garage
5,280 sqft lot
Lot size
1,760 sqft
Living area

Payment

Est. monthly payment
$2,583/mo
Down payment (20%)
$69,000
Property taxes
$341/mo
HOA
$270/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2005
Lot
5,280 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
2
Ceiling Fans(s)
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Private Mailbox
Rain Gutters
Sidewalk
Association Recreation - Owned
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Playground
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,096
Parcel #
19-26-24-0030-03000-0210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Seven Oaks Prcl S-8a
County
Pasco
MLS Area
33544 - Zephyrhills/Wesley Chapel
Lot Size
5,280 sqft
Conservation AreaLandscapedSidewalkPavedPrivate
HOA
$270/mo
Elyssia Luquis

Price history

Date
Event
Price
10/8/2026
Listed for sale
Source: Stellar MLS #TB8553793
$345,000
$196/sqft

Neighborhood

3428 Chapel Creek Cir
Wesley Chapel, FL, 33544 · 33544 - Zephyrhills/Wesley Chapel

Market insights

Offer Insights

Choose an offer strength

List price: $345,000
$337,500 – $345,000
98.1% – 100% of listTops out right at the list price
80% of listList price
18 of the last 34 townhouse or villa closings in 33544 landed at this number or higher (53%). The median one sat 45 days before it went under contract, and this one is on day 2.

Sample: 34 closed townhouse or villa sales in 33544 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,583/mo
Principal & interest$1,799
Property taxes$341
Insurance$173
HOA$270
Down payment20% · $69,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$345,000

$196 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,760 sq ft

Time on market

2 days

Year built

2005

Monthly payment

About $2,583/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,096 annual tax bill, insurance, and the $270/mo HOA fee.

HOA fee

$270/mo

Managed by Elyssia Luquis.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byBHHS FLORIDA PROPERTIES GROUPListing agent: Cynthia FilippiListing data from Stellar MLS, MLS# TB8553793.

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