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About this home
4330 20th Ave N is a 1965-built home in Harshaw Lake Sec 3, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,236 square feet of living space. Listed at $425,000 (about $344/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. Lake views, solid block construction, and room to make it your own. This light-filled St. Petersburg home pairs meaningful updates with the freedom to create a space that reflects your style. Across the street from neighborhood Lake Louise, this 2-bedroom, 2-bath home offers 1,236 square feet, a one-car garage, and an EXPANSIVE LOT of over 10,000 square feet, nearly a quarter acre. Let’s start with the improvements already in place: over $18,000 in HURRICANE-IMPACT WINDOWS, an HVAC system updated in 2022, and a newer garage with an automatic door opener. Located in a NON-FLOOD ZONE and a NON-EVACUATION ZONE, the property offers a practical foundation for your next chapter. Inside, the split-bedroom layout places one bedroom and one bathroom on each side of the home, providing separation and flexibility. Enjoy views of the lake from the kitchen and one bedroom, while the other bedroom overlooks the backyard landscaping. Natural light flows throughout, and the enclosed sunroom features updated windows and window treatments—an inviting spot for morning coffee, reading, or unwinding at the end of the day. The home is livable in its current condition, allowing you to settle in and update at your own pace or undertake a more complete renovation from the start. Existing terrazzo floors offer the opportunity to restore their original shine or provide a flat surface for your preferred flooring. Bring your ideas for the kitchen, finishes, and outdoor spaces, and let the generous lot inspire your plans (swimming pool, outdoor living spaces, gardening, etc). Enjoy a quiet neighborhood setting with convenient access to major roads, groceries, hospitals, and local attractions. Downtown St. Petersburg’s dining, arts, and entertainment are approximately 10 minutes away, with white sandy beaches about a 15-minute drive. Lake views today, your personal touches tomorrow.
The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$425,000
$344 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,236 sq ft
Time on market
8 days
Year built
1965
Monthly payment
About $2,555/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,503 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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