4330 20th Ave N, photo 1
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Overview

2 bd2 ba1,236 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1965
Lot10,154 sqft
Living area1,236 sqft
Price / sqft$344
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenWindow TreatmentsSprinkler MeteredBuilt-in OvenCooktopDishwasher

4330 20th Ave N is a 1965-built home in Harshaw Lake Sec 3, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,236 square feet of living space. Listed at $425,000 (about $344/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Lake views, solid block construction, and room to make it your own. This light-filled St. Petersburg home pairs meaningful updates with the freedom to create a space that reflects your style. Across the street from neighborhood Lake Louise, this 2-bedroom, 2-bath home offers 1,236 square feet, a one-car garage, and an EXPANSIVE LOT of over 10,000 square feet, nearly a quarter acre. Let’s start with the improvements already in place: over $18,000 in HURRICANE-IMPACT WINDOWS, an HVAC system updated in 2022, and a newer garage with an automatic door opener. Located in a NON-FLOOD ZONE and a NON-EVACUATION ZONE, the property offers a practical foundation for your next chapter. Inside, the split-bedroom layout places one bedroom and one bathroom on each side of the home, providing separation and flexibility. Enjoy views of the lake from the kitchen and one bedroom, while the other bedroom overlooks the backyard landscaping. Natural light flows throughout, and the enclosed sunroom features updated windows and window treatments—an inviting spot for morning coffee, reading, or unwinding at the end of the day. The home is livable in its current condition, allowing you to settle in and update at your own pace or undertake a more complete renovation from the start. Existing terrazzo floors offer the opportunity to restore their original shine or provide a flat surface for your preferred flooring. Bring your ideas for the kitchen, finishes, and outdoor spaces, and let the generous lot inspire your plans (swimming pool, outdoor living spaces, gardening, etc). Enjoy a quiet neighborhood setting with convenient access to major roads, groceries, hospitals, and local attractions. Downtown St. Petersburg’s dining, arts, and entertainment are approximately 10 minutes away, with white sandy beaches about a 15-minute drive. Lake views today, your personal touches tomorrow.

The essentials

Built
1965
Price / sqft
$344
On market
8 days
Annual tax
$1,503
Flood zone
X · Low risk
Lot
10,154 sqft
Type
Single Family Residence

At a glance

Single family
Built 1965
Water views
Water
1 car garage
Driveway
10,154 sqft lot
Lot size
1,236 sqft
Living area

Payment

Est. monthly payment
$2,555/mo
Down payment (20%)
$85,000
Property taxes
$125/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1965
Lot
10,154 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
8
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Window Treatments
Sprinkler Metered
Built-in Oven
Cooktop
Dishwasher
Range Hood
Refrigerator
Elementary
Northwest Elementary-PN
Middle
Tyrone Middle-PN
High
St. Petersburg High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,503
Parcel #
15-31-16-37350-000-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harshaw Lake Sec 3
County
Pinellas
MLS Area
33713 - St Pete
Lot Size
10,154 sqft
City LimitsLandscapedOversized LotPaved

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #TB8554174
$425,000
$344/sqft

Neighborhood

4330 20th Ave N
St Petersburg, FL, 33713 · 33713 - St Pete

Market insights

Offer Insights

Choose an offer strength

List price: $425,000
$422,500 – $425,000
99.5% – 100% of listTops out right at the list price
80% of listList price
145 of the last 267 home closings in 33713 landed at this number or higher (54%). The median one sat 23 days before it went under contract, and this one is on day 8.

Sample: 267 closed home sales in 33713 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,554/mo
Principal & interest$2,217
Property taxes$125
Insurance$213
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$425,000

$344 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,236 sq ft

Time on market

8 days

Year built

1965

Monthly payment

About $2,555/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,503 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOLDWELL BANKER REALTYListing agent: Alexi SchreierListing data from Stellar MLS, MLS# TB8554174.

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