4575 Cove Cir #1003, photo 1
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Overview

2 bd2 ba1,040 sqftCondominium
TypeCondominium
HOA$820.87/mo
Built1973
Living area1,040 sqft
Price / sqft$268

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)Window Treatments

4575 Cove Cir #1003 is a 1973-built home in Heritage House The Condo, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,040 square feet of living space. Listed at $278,900 (about $268/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $820.87 monthly.

From the listing

SPECTACULAR WATERFRONT VIEWS, BREATHTAKING SUNSETS & TURNKEY FLORIDA LIVING! Welcome to Sea Towers, a desirable 55+ gated waterfront condominium community in St. Petersburg, Florida! Perched on the 10th floor, this beautifully remodeled, 2-bedroom, 2-bath condo with an ASSIGNED CARPORT offers panoramic views of the Intracoastal Waterway, Boca Ciega Bay, and the Gulf of Mexico. Whether you're searching for a year-round residence, seasonal retreat, or move-in-ready Florida waterfront condo, this exceptional property delivers the coastal lifestyle you've been dreaming of! Step inside and discover a bright, inviting interior featuring luxury waterproof vinyl plank flooring installed in 2022, tasteful updates, and expansive windows showcasing spectacular water views. The beautifully updated kitchen features GRANITE COUNTERTOPS, a tray ceiling with updated lighting, a newer refrigerator, and a convenient breakfast bar. Both bathrooms feature updated vanities with granite countertops and modern lighting, while the primary bathroom offers a spacious WALK-IN SHOWER. Additional improvements include a 2019 A/C system, 2020 water heater, 2023 Alumiconn electrical conversion, HURRICANE-IMPACT WINDOWS, and STORM SHUTTERS for added protection and peace of mind. Offered TURNKEY FURNISHED, this waterfront retreat makes settling into the Florida lifestyle effortless! Imagine beginning your mornings watching dolphins and manatees in the sparkling waters below, enjoying the passing boats and coastal wildlife throughout the day, and ending each evening with BREATHTAKING GULF COAST SUNSETS from the comfort of your living room. These extraordinary WATERFRONT VIEWS create a peaceful, picturesque setting you'll never tire of! SEA TOWERS offers an exceptional RESORT-STYLE 55+ LIFESTYLE with two heated swimming pools, tennis courts, fishing piers, shuffleboard, a putting green, fitness center, saunas, and a variety of organized social activities. Enjoy waterfront walking areas, beautiful coastal surroundings, and an active community atmosphere. LOCATION, LOCATION, LOCATION! Conveniently situated near MADEIRA BEACH, JOHN'S PASS VILLAGE & BOARDWALK, SEMINOLE CITY CENTER, waterfront dining, shopping, entertainment, and the beautiful Gulf beaches. Enjoy easy access to everything that makes the St. Petersburg and Tampa Bay area such a sought-after Florida destination. Whether you're looking for a WATERFRONT CONDO, a 55+ RETIREMENT COMMUNITY, a seasonal Florida getaway, or low-maintenance coastal living, this 10TH-FLOOR GEM is an opportunity you won't want to miss! LIFE IS SHORT — LIVE ON THE WATER! Schedule your private showing today and experience the views, lifestyle, and amenities that make Sea Towers so special!

The essentials

Built
1973
Price / sqft
$268
On market
3 days
Annual tax
$3,757
HOA
$820.87/mo
Flood zone
AE
Type
Condominium

At a glance

High-rise condo
12 stories · 1973
Waterfront
Intracoastal Waterway
Community pool
Fitness center too
Assigned parking
1,040 sqft
Living area

Payment

Est. monthly payment
$2,728/mo
Down payment (20%)
$55,780
Property taxes
$313/mo
HOA
$820.87/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1973
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Guest, Reserved
Waterfront
Intracoastal Waterway
Days on Market
3
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Private Mailbox
Rain Gutters
Sidewalk
Sprinkler Metered
Storage
Tennis Court(s)
Association Recreation - Owned
Barbecue
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - Guard
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$3,757
Parcel #
03-31-15-38255-000-1003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage House The Condo
County
Pinellas
MLS Area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
FloodZoneCity LimitsLandscapedPrivateSidewalkPaved
HOA
$820.87/mo
FED OF SEA TOWERS / LAURIE LORENZ

Price history

Date
Event
Price
10/6/2026
Listed for sale
Source: Stellar MLS #TB8554405
$278,900
$268/sqft

Neighborhood

4575 Cove Cir #1003
St Petersburg, FL, 33708 · 33708 - St Pete/Madeira Bch/N Redington Bch/Shores

Market insights

Offer Insights

Choose an offer strength

List price: $278,900
$270,000 – $278,900
96.5% – 100% of listTops out right at the list price
80% of listList price
56 of the last 110 condo closings in 33708 landed at this number or higher (51%). The median one sat 71 days before it went under contract, and this one is on day 3.

Sample: 110 closed condo sales in 33708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,728/mo
Principal & interest$1,455
Property taxes$313
Insurance$139
HOA$821
Down payment20% · $55,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$278,900

$268 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,040 sq ft

Time on market

3 days

Year built

1973

Monthly payment

About $2,728/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,757 annual tax bill, insurance, and the $820.87/mo HOA fee.

HOA fee

$820.87/mo

Managed by FED OF SEA TOWERS / LAURIE LORENZ.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byFUTURE HOME REALTY INCListing agent: Caroleanne VoracListing data from Stellar MLS, MLS# TB8554405.

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