4550 Cove Cir #106, photo 1
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Overview

2 bd2 ba1,100 sqftCondominium
TypeCondominium
HOA$808/mo
Built1973
Lot0.06 ac
Living area1,100 sqft
Price / sqft$159

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)Private EntranceSidewalk

4550 Cove Cir #106 is a 1973-built home in Washington Towers The Condo, St Petersburg. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,100 square feet of living space. Listed at $174,900 (about $159/sqft), 9 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $808 monthly.

From the listing

The Perfect Condo*The Perfect Location-On Boca Ciega Bay First Floor* Solid Block Construction* Water Front* Heated Pools * Gated 55+ Active Community *Minutes to the Beaches * LOW HOA includes Flood Insurance* Come see this Beautiful 2 bedroom, 2 full bathroom Condo located in the Popular SEA TOWERS Community of St Pete. This home features a Brand New Kitchen complete with matching stainless steel appliances, custom back splash and beautiful countertops, newer ceramic plank flooring throughout, newer hurricane windows, 2 remodeled bathrooms, walk in closets, new lighting, 2025 HVAC, 2025 Water Heater, and so much more. Coming Soon.... the new marina development will provide options to rent or purchase a boat slip offering on-site access to the Gulf’s pristine waters. Location can't be BEAT- steps to a variety of dining options, shopping, nightlife, and beautiful beaches. Everything you need is conveniently located including the grocery store. This breathtaking community perfectly represents the Florida lifestyle. HOA dues were just reduced and the Milestone Inspections have been completed. This is a healthy HOA Community.

The essentials

Built
1973
Price / sqft
$159
On market
9 days
Annual tax
$3,417
HOA
$808/mo
Flood zone
AE
Lot
0.06 ac
Type
Condominium

At a glance

Condo
Built 1973
Waterfront
Bay/Harbor
1,100 sqft
Living area

Payment

Est. monthly payment
$2,092/mo
Down payment (20%)
$34,980
Property taxes
$285/mo
HOA
$808/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1973
Lot
0.06 ac
Cooling
Central Air
Heating
Central, Electric
Parking
Covered
Waterfront
Bay/Harbor
Days on Market
9
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Private Entrance
Sidewalk
Storage
Association Recreation - Owned
Clubhouse
Community Mailbox
Gated Community - Guard
Tennis Court(s)
Dishwasher
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2024)
$3,417
Parcel #
03-31-15-95077-000-0106

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Washington Towers The Condo
County
Pinellas
MLS Area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Lot Size
0.06 ac
HOA
$808/mo
Laurie Lorenz

Price history

Date
Event
Price
10/2/2026
Listed for sale
Source: Stellar MLS #TB8554414
$174,900
$159/sqft

Neighborhood

4550 Cove Cir #106
St Petersburg, FL, 33708 · 33708 - St Pete/Madeira Bch/N Redington Bch/Shores

Market insights

Offer Insights

Choose an offer strength

List price: $174,900
$170,000 – $174,900
96.5% – 100% of listTops out right at the list price
80% of listList price
56 of the last 111 condo closings in 33708 landed at this number or higher (50%). The median one sat 71 days before it went under contract, and this one is on day 9.

Sample: 111 closed condo sales in 33708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,092/mo
Principal & interest$912
Property taxes$285
Insurance$87
HOA$808
Down payment20% · $34,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$174,900

$159 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,100 sq ft

Time on market

9 days

Year built

1973

Monthly payment

About $2,092/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,417 annual tax bill, insurance, and the $808/mo HOA fee.

HOA fee

$808/mo

Managed by Laurie Lorenz.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byGULF BREEZE REAL ESTATE GROUP LLCListing agent: Stacey UnderwoodListing data from Stellar MLS, MLS# TB8554414.

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