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Overview

3 bd2 ba1,223 sqft1 car garageSingle Family
TypeSingle Family
HOA$9/mo
Built2026
Lot5,483 sqft
Living area1,223 sqft
Price / sqft$211
Garage1 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SOMERSET BAY
Type
Single Family Residence

True monthly carry

HOA
~$9/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanDishwasherMicrowaveRange

4106 Kona Cir is a 2026-built home in Somerset Bay, Spring Hill. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,223 square feet of living space. Listed at $258,000 (about $211/sqft), 1 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $9 monthly.

From the listing

Virtually Staged. Pre-Construction. To be built. Builder is offering buyers up to $15,000 toward closing costs with preferred lender and title company. Welcome to Somerset Bay, a new home community located in the heart of Spring Hill, Florida, offering an unbeatable location for those wanting to enjoy the best of Gulf Coast living. Ideally situated near Highway 19 and the Suncoast Parkway, Somerset Bay provides effortless access to everything you need – whether you’re commuting to Tampa, heading to the beach, or exploring the local area. Whether you love outdoor adventures or prefer laid-back coastal living, this community gives you the best of both worlds. If you’re looking for a place that combines small-town comfort with big-city convenience, Somerset Bay is the perfect place to call home. All homes in Somerset Bay are concrete block constructed and feature open-concept floorplans perfect for entertaining and spending quality time with family and friends. Each home is equipped with stainless-steel appliances, quartz countertops, and a state-of-the-art smart home system. Somerset Bay, located in Spring Hill, Florida, is now selling. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.

The essentials

Built
2026
Price / sqft
$211
On market
5 days
Annual tax
$0
HOA
$9/mo
Flood zone
X · Low risk
Lot
5,483 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
1 car garage
5,483 sqft lot
Lot size
1,223 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$1,817/mo
Down payment (20%)
$51,600
Property taxes
$0/mo
HOA
$9/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,483 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
5
Open Floorplan
Dishwasher
Microwave
Range
Elementary
Explorer K-8
High
Frank W Springstead

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone x
Annual Tax (2025)
$0
Parcel #
R13 223 17 3555 0000 3890

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Somerset Bay
County
Hernando
MLS Area
34608 - Spring Hill/Brooksville
Lot Size
5,483 sqft
HOA
$9/mo
Rizzetta and Company

Price history

Date
Event
Price
10/4/2026
Listed for sale
Source: Stellar MLS #TB8554874
$258,000
$211/sqft

Neighborhood

4106 Kona Cir
Spring Hill, FL, 34608 · 34608 - Spring Hill/Brooksville

Market insights

Offer Insights

Choose an offer strength

List price: $258,000
$257,500 – $258,000
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 243 home closings in 34608 landed at this number or higher (51%). The median one sat 31 days before it went under contract, and this one is on day 5.

Sample: 243 closed home sales in 34608 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,817/mo
Principal & interest$1,346
Property taxes$333
Insurance$129
HOA$9
Down payment20% · $51,600
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$258,000

$211 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,223 sq ft

Time on market

5 days

Year built

2026

Monthly payment

About $1,817/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $9/mo HOA fee.

HOA fee

$9/mo

Managed by Rizzetta and Company.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byD R HORTON REALTY OF TAMPA LLCListing agent: Jodi SmendaListing data from Stellar MLS, MLS# TB8554874.

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