

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SOMERSET BAY
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$9/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
4080 Kona Cir is a 2026-built home in Somerset Bay, Spring Hill. Inside you'll find 5 bedrooms, 2 bathrooms, and 1,739 square feet of living space. Listed at $277,000 (about $159/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $9 monthly.
Under Construction. Builder is offering buyers up to $15,000 toward closing costs with preferred lender and title company. Welcome to Somerset Bay, a new home community located in the heart of Spring Hill, Florida, offering an unbeatable location for those wanting to enjoy the best of Gulf Coast living. Ideally situated near Highway 19 and the Suncoast Parkway, Somerset Bay provides effortless access to everything you need – whether you’re commuting to Tampa, heading to the beach, or exploring the local area. Whether you love outdoor adventures or prefer laid-back coastal living, this community gives you the best of both worlds. If you’re looking for a place that combines small-town comfort with big-city convenience, Somerset Bay is the perfect place to call home. All homes in Somerset Bay are concrete block constructed and feature open-concept floorplans perfect for entertaining and spending quality time with family and friends. Each home is equipped with stainless-steel appliances, quartz countertops, and a state-of-the-art smart home system. Somerset Bay, located in Spring Hill, Florida, is now selling. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 243 closed home sales in 34608 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$277,000
$159 per sq ft
Beds and baths
5 beds, 2 baths
Size
1,739 sq ft
Time on market
5 days
Year built
2026
Monthly payment
About $1,950/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $9/mo HOA fee.
HOA fee
$9/mo
Managed by Rizzetta and Company.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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