11860 Memorial Dr, photo 1
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Overview

4 bd3 ba2,756 sqftSingle Family
TypeSingle Family
HOA$9/mo
Built2026
Lot6,000 sqft
Living area2,756 sqft
Price / sqft$145

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
WATERFORD
Type
Single Family Residence

True monthly carry

HOA
~$9/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanDishwasherMicrowaveRange

11860 Memorial Dr is a 2026-built home in Waterford, Brooksville. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,756 square feet of living space. Listed at $400,000 (about $145/sqft), 1 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $9 monthly.

From the listing

The builder is offering buyers up to $15,000 towards closing costs with the use of a preferred lender and title company. Welcome to Waterford, a new home community in Brooksville, Florida, situated between Hwy 19 and the Suncoast Pkwy. Waterford is in a prime location, less than 10 miles from the Gulf Coast of Florida. Homeowners can watch a Florida sunset along the sandy beaches or visit the mermaids at Historic Weeki Wachee Springs nearby. See Florida wildlife hiking in the Withlacoochee State Forest, swim with the manatees in the freshwater springs or go fishing and kayaking along one of the many spring fed rivers near Waterford. Within Brooksville, Florida, residents are surrounded by state parks, medical facilities, shopping centers, restaurants, and entertainment options. Within an hour drive, homeowners can watch premier Tampa sporting events, see global entertainers, visit downtown Tampa, and fly out of the Tampa International Airport. All homes in Waterford are concrete block constructed and feature open-concept floorplans perfect for entertaining and spending quality time with family and friends. Each home is equipped with stainless-steel appliances, quartz countertops, and a state-of-the-art smart home system. Don’t miss your opportunity to find your new home in Waterford, located in Brooksville, Florida. Schedule a tour today. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability.

The essentials

Built
2026
Price / sqft
$145
On market
3 days
Annual tax
$0
HOA
$9/mo
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
6,000 sqft lot
Lot size
2,756 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,812/mo
Down payment (20%)
$80,000
Property taxes
$0/mo
HOA
$9/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
3
Open Floorplan
Dishwasher
Microwave
Range
Elementary
Pine Grove Elementary School
Middle
West Hernando Middle School
High
Central High School

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone x
Annual Tax (2025)
$0
Parcel #
R30-222-18-3783-0000-2720

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterford
County
Hernando
MLS Area
34613 - Brooksville/Spring Hill/Weeki Wachee
Lot Size
6,000 sqft
HOA
$9/mo
Rizzetta and Company

Price history

Date
Event
Price
10/6/2026
Listed for sale
Source: Stellar MLS #TB8555386
$400,000-94.2%
$145/sqft
5/19/2025
Sold
Source: Hernando County Public Record
$6,854,600
$2,487/sqft

Neighborhood

11860 Memorial Dr
Brooksville, FL, 34613 · 34613 - Brooksville/Spring Hill/Weeki Wachee

Market insights

Offer Insights

Choose an offer strength

List price: $400,000
$390,000 – $400,000
97.8% – 100% of listTops out right at the list price
80% of listList price
128 of the last 254 home closings in 34613 landed at this number or higher (50%). The median one sat 60 days before it went under contract, and this one is on day 3.

Sample: 254 closed home sales in 34613 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,812/mo
Principal & interest$2,086
Property taxes$517
Insurance$200
HOA$9
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$400,000

$145 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,756 sq ft

Time on market

3 days

Year built

2026

Monthly payment

About $2,812/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $9/mo HOA fee.

HOA fee

$9/mo

Managed by Rizzetta and Company.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byD R HORTON REALTY OF TAMPA LLCListing agent: Jodi SmendaListing data from Stellar MLS, MLS# TB8555386.

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