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Overview

2 bd3 ba1,843 sqftSingle Family
TypeSingle Family
HOA$449/mo
Built2026
Lot8,594 sqft
Living area1,843 sqft
Price / sqft$302

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
ESPLANADE AT COASTERRA
Type
Single Family Residence

True monthly carry

HOA
~$449/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenL DiningOpen FloorplanSolid Surface CountersSplit BedroomHurricane ShuttersBuyer Approval RequiredClubhouse

13705 Iona Ave is a 2026-built home in Esplanade At Coasterra, Palmetto. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,843 square feet of living space. Listed at $556,999 (about $302/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $449 monthly.

From the listing

BUILDER PRICE REDUCTION! Ask me about Special Lender Rates from the Builder. This is the opportunity you have been waiting for! Beautifully appointed and thoughtfully upgraded, this home sits on an exceptionally private, oversized and very deep homesite with plenty of room to create the pool and outdoor living space of your dreams. In fact, the lot is large enough to accommodate a massive pool, giving you the opportunity to create an incredible private backyard retreat. Inside, the floor plan is exceptionally livable and functional, offering spacious living areas, comfortable bedrooms and a large bonus room/office that provides tremendous flexibility for a home office, media room, den or additional living space. The home has been tastefully upgraded and is ready for its new owners to simply move in and enjoy. But the real standout here is the combination of the beautiful home, private deep lot and incredible potential for outdoor living. With the builder's price reduction, this home represents an outstanding opportunity and one you will want to see in person. Come take a look before this one is gone!

The essentials

Built
2026
Price / sqft
$302
On market
2 days
Annual tax
$0
HOA
$449/mo
Flood zone
X · Low risk
Lot
8,594 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
8,594 sqft lot
Lot size
1,843 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$4,352/mo
Down payment (20%)
$111,400
Property taxes
$0/mo
HOA
$449/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
8,594 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Ground Level
Days on Market
2
Eat-in Kitchen
L Dining
Open Floorplan
Solid Surface Counters
Split Bedroom
Hurricane Shutters
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Gated Community - Guard
Gated Community - No Guard
Park
Playground
Racquetball
Restaurant
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Cooktop
Exhaust Fan
Ice Maker
Solar Hot Water
Elementary
James Tillman Elementary
Middle
Buffalo Creek Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$0
Parcel #
589910559

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Esplanade At Coasterra
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
8,594 sqft
SidewalkPaved
HOA
$449/mo
EA Coasterra Community Association

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #TB8555640
$556,999-4.0%
$302/sqft
10/7/2026
Listed for sale
Source: Stellar MLS #TB8555640
$579,999
$315/sqft

Neighborhood

13705 Iona Ave
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $556,999
$550,000 – $556,999
98.8% – 100% of listTops out right at the list price
80% of listList price
222 of the last 442 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 2 after a $23,000 cut.

Sample: 442 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,352/mo
Principal & interest$2,905
Property taxes$719
Insurance$278
HOA$449
Down payment20% · $111,400
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$556,999

$302 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,843 sq ft

Time on market

2 days

Year built

2026

Monthly payment

About $4,352/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $449/mo HOA fee.

HOA fee

$449/mo

Managed by EA Coasterra Community Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySMITH & ASSOCIATES REAL ESTATEListing agent: Christopher PlummerListing data from Stellar MLS, MLS# TB8555640.

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