

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- ESPLANADE AT COASTERRA
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$449/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
13705 Iona Ave is a 2026-built home in Esplanade At Coasterra, Palmetto. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,843 square feet of living space. Listed at $556,999 (about $302/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $449 monthly.
BUILDER PRICE REDUCTION! Ask me about Special Lender Rates from the Builder. This is the opportunity you have been waiting for! Beautifully appointed and thoughtfully upgraded, this home sits on an exceptionally private, oversized and very deep homesite with plenty of room to create the pool and outdoor living space of your dreams. In fact, the lot is large enough to accommodate a massive pool, giving you the opportunity to create an incredible private backyard retreat. Inside, the floor plan is exceptionally livable and functional, offering spacious living areas, comfortable bedrooms and a large bonus room/office that provides tremendous flexibility for a home office, media room, den or additional living space. The home has been tastefully upgraded and is ready for its new owners to simply move in and enjoy. But the real standout here is the combination of the beautiful home, private deep lot and incredible potential for outdoor living. With the builder's price reduction, this home represents an outstanding opportunity and one you will want to see in person. Come take a look before this one is gone!
The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 442 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$556,999
$302 per sq ft
Beds and baths
2 beds, 3 baths
Size
1,843 sq ft
Time on market
2 days
Year built
2026
Monthly payment
About $4,352/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $449/mo HOA fee.
HOA fee
$449/mo
Managed by EA Coasterra Community Association.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
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