24 Oak St, photo 1
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Overview

3 bd3 ba1,570 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1973
Lot18,240 sqft
Living area1,570 sqft
Price / sqft$264
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

L DiningPrimarybedroom UpstairsSolid Surface CountersPrivate MailboxDishwasherDisposalDryerRange

24 Oak St is a 1973-built home in Harbor Oaks Unit 01, Port Orange. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,570 square feet of living space. Listed at $415,000 (about $264/sqft), 365 days on market. Flood zone X AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Don't miss out on the waterfront retreat with private dock in Port Orange!!!! Welcome to 24 Oak Street, a rare multi-level waterfront home offering timeless charm and a canal that offers direct access to the Intracoastal Waterway. Built in 1973 and lovingly maintained by its original owner, this 3-bedroom, 2.5-bath residence boasts 1,570 sq. ft. of living space on an expansive .42-acre lot with approximately 150+ feet of seawall. Step inside to find a warm and inviting layout featuring a spacious living area with a cozy fireplace, perfect for gathering with family and friends. The elevated, multi-level design creates both character and functional separation of space, while windows bathe the home in natural light and highlight tranquil canal views. Outdoor living takes center stage with a 24x6 dock and additional boat slip, ensuring direct access to the 30-foot-wide canal leading straight to the Intracoastal, an ideal setup for fishing and water enthusiasts. The generous lot size and mature surroundings offer both privacy and room to expand your outdoor living dream. This property presents a unique opportunity to own a piece of Florida waterfront history. With its solid bones, prime location, and one-owner legacy, it’s ready to be enjoyed as-is or re imagined into your modern coastal retreat.

The essentials

Built
1973
Price / sqft
$264
On market
401 days
Annual tax
$802
Flood zone
X AE · Low risk
Lot
18,240 sqft
Type
Single Family Residence

At a glance

Single family
Built 1973
Waterfront
Canal - Saltwater
1 car garage
0.42 acres
Lot size
1,570 sqft
Living area

Payment

Est. monthly payment
$2,438/mo
Down payment (20%)
$83,000
Property taxes
$67/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1973
Lot
18,240 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Saltwater
Days on Market
401
L Dining
Primarybedroom Upstairs
Solid Surface Counters
Private Mailbox
Dishwasher
Disposal
Dryer
Range
Refrigerator
Washer
Elementary
Port Orange Elem
Middle
Silver Sands Middle
High
Spruce Creek High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X AE
Annual Tax (2024)
$802
Parcel #
6314-03-11-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Oaks Unit 01
County
Volusia
MLS Area
32127 - Port Orange/Ponce Inlet/Daytona Beach
Lot Size
18,240 sqft

Price history

Date
Event
Price
6/25/2026
Price change
Source: Stellar MLS #V4944392
$415,000-2.4%
$264/sqft
-
Price change
Source: Stellar MLS #V4944392
$425,000-14.8%
$271/sqft
9/4/2025
Listed for sale
Source: Stellar MLS #V4944392
$499,000
$318/sqft

Neighborhood

24 Oak St
Port Orange, FL, 32127 · 32127 - Port Orange/Ponce Inlet/Daytona Beach

Market insights

Offer Insights

Choose an offer strength

List price: $415,000
$405,000 – $415,000
97.8% – 100% of listTops out right at the list price
80% of listList price
42 of the last 83 home closings in 32127 landed at this number or higher (51%). The median one sat 34 days before it went under contract, and this one is on day 401 after a $84,000 cut.

Sample: 83 closed home sales in 32127 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,439/mo
Principal & interest$2,164
Property taxes$67
Insurance$208
Down payment20% · $83,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$415,000

$264 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,570 sq ft

Time on market

401 days

Year built

1973

Monthly payment

About $2,438/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $802 annual tax bill, insurance.

Flood zone

Zone X AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOLDWELL BANKER COAST REALTYListing agent: Danyel BeaversListing data from Stellar MLS, MLS# V4944392.

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