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Overview

4 bd3 ba2,281 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1962
Lot15,625 sqft
Living area2,281 sqft
Price / sqft$526
Garage2 car

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About this home

Ceiling Fans(s)Chair RailCrown MoldingOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsSplit Bedroom

130 Reef Rd is a 1962-built home in Palm Harbor Estates, South Daytona. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,281 square feet of living space. Listed at $1,200,000 (about $526/sqft), 99 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

125ft direct water frontage on the Intracoastal Waterway (ICW). Deep water access 6ft draft. Deep water Chanel to main Chanel on ICW is one house north of dock. No flooding in main house during all hurricanes. Main house 9’ above sea level. 4th bedroom is at 8’ above sea level. Sliding glass door was removed, a wall was built and picture window was put in to stop any water intrusion in lower 4th bedroom! Roof June 2021. Outside AC unit June 2021. Inside AC Air Sept 2017. Electric updated 2023, including hard wired electrical outlet for generator in gazebo. This is a rare opportunity for 125’ w/private covered boat lift (up to 16,000 lbs) w/electric &water. The walk-around deck with fishing/sitting area of 13’x16’ also includes a fish cleaning station and pull up ladder. The cutout for boat is 14’ wide & 30’ long. Inside the home provides views of the water and across to Daytona Beach Shores. You can see dolphins swimming from almost every room in the house. Back yard faces East allowing the Atlantic SeaBreeze to cool you down and keep pesky bugs away. Wake up to beautiful sunrises over the shimmering water. Enjoy the evenings watching the moon come up over the water. The sea turtles, dolphins, manatees, rays and waterfowl play right o? the dock. Watch the Cape Canaveral Space launches while sipping your drink. Enjoy time on the dock catching/ releasing all types of fish and sea life. Due to the lay of the land, the panoramas views on the river are incredible! Check out the photos. View the Daytona Slingshot on the Main Street Pier to the north down to the Port Orange Bridge and beyond to the south. Custom made solid wood kitchen cabinets, no MDF or particleboard ANYWHERE in this kitchen. All appliances are Bosch stainless steel including convection oven/microwave. Easy to clean solid surface Corian countertops. All cabinets are deeper and taller than standard cabinets. Bottom cabinets are 39” high. Two pantries are 88” high & 31.5” deep with roll out drawers. Cabinet above refrigerator is 21” high & 31.5” deep which is perfect for seasonal dishes & small appliances. Dishwasher is 18.5” above the floor with a drawer underneath. Original solid wood flooring in main house area. Original terrazzo in Family Room with electric hurricane shutters. Third bedroom has the original cedar plank walls. Fourth bedroom has built-in cabinets, vinyl Waynes Coating, Luxury Vinyl Plank flooring, large picture window & a half bath. Privacy hedge, Canary Date Palms, Pigmy Date Palm, Queen Palms, and much more add to the beauty of the landscaping. Deep well with full irrigation system keeps plants and grass happy. Gazebo (14’x9’) can be used for a multitude of uses; bands, parties or just relaxing to take in the views.Build up or out to make it your own.

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The essentials

Built
1962
Price / sqft
$526
On market
99 days
Annual tax
$8,582
Flood zone
X · Low risk
Lot
15,625 sqft
Type
Single Family Residence

At a glance

Single family
Built 1962
Waterfront
Intracoastal Waterway
Private pool
In Ground
2 car garage
Boat
0.36 acres
Lot size

Payment

Est. monthly payment
$7,573/mo
Down payment (20%)
$240,000
Property taxes
$715/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1962
Lot
15,625 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
Boat, Driveway, Garage Door Opener, RV Access/Parking
Pool
In Ground, Lighting, Pool Sweep
Waterfront
Intracoastal Waterway, River Front
Days on Market
99
Ceiling Fans(s)
Chair Rail
Crown Molding
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Fire Pit
Hurricane Shutters
Lighting
Rain Gutters
Sliding Doors
Bar Fridge
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$8,582
Parcel #
5321-05-00-0200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Harbor Estates
County
Volusia
MLS Area
32119 - Daytona Beach/S Daytona Beach
Lot Size
15,625 sqft
Cul-De-SacNear MarinaPrivate

Price history

Date
Event
Price
7/3/2026
Listed for sale
Source: Stellar MLS #V4949816
$1,200,000
$526/sqft

Neighborhood

130 Reef Rd
South Daytona, FL, 32119 · 32119 - Daytona Beach/S Daytona Beach

Market insights

Offer Insights

Choose an offer strength

List price: $1,200,000
$1.18M – $1.20M
97.9% – 100% of listTops out right at the list price
80% of listList price
25 of the last 48 home closings in 32119 landed at this number or higher (52%). The median one sat 39 days before it went under contract, and this one is on day 99.

Sample: 48 closed home sales in 32119 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$7,574/mo
Principal & interest$6,258
Property taxes$715
Insurance$600
Down payment20% · $240,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,200,000

$526 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,281 sq ft

Time on market

99 days

Year built

1962

Monthly payment

About $7,573/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,582 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byADAMS, CAMERON & CO., REALTORSListing agent: Kathy CateListing data from Stellar MLS, MLS# V4949816.

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