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About this home
1162 Fins Up CT is a 2019-built home in Latitude/Daytona Beach Ph 2a, Daytona Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,563 square feet of living space. Listed at $442,500 (about $283/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $392.82 monthly.
Tucked away on a quiet cul-de-sac with a conservation view for a backdrop, this Antigua floor plan brings island living home with 2 bedrooms, 2 baths, a den, and a 2-car garage inside the gates of Latitude Margaritaville Daytona Beach. Soaring ceilings, recessed lighting, and wood-look tile carry you through the main living space, with plantation shutters throughout for that easy, breezy feel. The kitchen is dressed up with designer wood-frame, recessed-panel cabinetry, 36-inch uppers, roll-out shelving, and a water filter right at the sink. The primary suite has an oversized walk-in closet built for a real wardrobe. Step outside to the extended pavered lanai, wrapped in a picture-frame screen enclosure, where the conservation view becomes your own private slice of Florida. Built to Florida's energy-efficiency standards and backed by an active termite bond, this one is as low-maintenance as it is fun. Latitude Margaritaville is Minto's 55+ community built around Jimmy Buffett's laid-back island lifestyle, and it's golf cart friendly, hop in yours and cruise over to the on-site Publix and shopping center. The amenity list reads like a permanent vacation: a private oceanfront Beach Club with resident shuttle service, the Fins Up Fitness Center with an indoor lap pool, Paradise Pool and a second resort-style pool, tennis, pickleball, and bocce ball courts, a walking trail, a private dog park plus the Barkaritaville Pet Spa, Latitude Town Square with live entertainment, the Last Mango Theater, the Bar & Chill restaurant, and the Coconut Telegraph Business Center. LPGA International, Tanger Outlets, and Daytona International Speedway are all just a short golf cart or car ride away. HOA dues cover lawn and landscape maintenance, common-area upkeep, and full access to the amenity package, including access to the Beach Club via shuttle, plus this home is scheduled for a fresh HOA-funded exterior paint job in November 2026. Paradise found.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$442,500
$283 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,563 sq ft
Time on market
10 days
Year built
2019
Monthly payment
About $3,286/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,372 annual tax bill, insurance, and the $392.82/mo HOA fee.
HOA fee
$392.82/mo
Managed by Tracy Day.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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