535 Dowling Cir, photo 1
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Overview

3 bd3 ba1,850 sqft3 car garageSingle Family
TypeSingle Family
HOA$100/mo
Built2024
Lot15,500 sqft
Living area1,850 sqft
Price / sqft$211
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostat

535 Dowling Cir is a 2024-built home in Lakes Lady Lake, Lady Lake. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,850 square feet of living space. Listed at $390,000 (about $211/sqft), 134 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 monthly.

From the listing

3 Bed 2 1/2 Bath Located in Lady Lake, this gated no age restriction quiet community is about 5 minutes to Spanish Springs Square in the Villages, Home Depot, Best Buy, Target, Walmart, medical centers, restaurants and entertainment! This beautifully designed residence features three bedrooms, and two and a half baths and offers you elegance and functionality. As you enter through the foyer, you'll find a gallery that opens to an incredible open-concept floor plan. The high ceilings grace the great room, which opens to a large porch. Beautiful ceramic plank style flooring throughout main living area with carpeted bedrooms. The kitchen boasts gorgeous quartz countertops, stainless steel appliances, and a walk-in pantry. The primary suite has a tray ceiling, walk-in closet, large vanity area and sizable walk-in shower. The home also features a large lanai, offering a comfortable outdoor space to enjoy the Florida sunshine. Huge 764 sq. ft. 3 car garage and the property has plenty of room for a pool!

The essentials

Built
2024
Price / sqft
$211
On market
159 days
Annual tax
$5,400
HOA
$100/mo
Flood zone
X · Low risk
Lot
15,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
3 car garage
Garage Door Opener
0.36 acres
Lot size
1,850 sqft
Living area

Payment

Est. monthly payment
$2,779/mo
Down payment (20%)
$78,000
Property taxes
$450/mo
HOA
$100/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
15,500 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest
Days on Market
159
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Entrance
Private Mailbox
Private Yard
Sprinkler Metered
Dishwasher
Disposal
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2026)
$5,400
Parcel #
05-18-24-2000-00C-01900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakes Lady Lake
County
Lake
MLS Area
32159 - Lady Lake (The Villages)
Lot Size
15,500 sqft
HOA
$100/mo
LAKES OF LADY LAKE

Price history

Date
Event
Price
9/15/2026
Price change
Source: Stellar MLS #W7885433
$390,000-1.3%
$211/sqft
-
Price change
Source: Stellar MLS #W7885433
$395,000-3.7%
$214/sqft
5/3/2026
Listed for sale
Source: Stellar MLS #W7885433
$410,000
$222/sqft

Neighborhood

535 Dowling Cir
Lady Lake, FL, 32159 · 32159 - Lady Lake (The Villages)

Market insights

Offer Insights

Choose an offer strength

List price: $390,000
$382,500 – $390,000
98.2% – 100% of listTops out right at the list price
80% of listList price
133 of the last 264 home closings in 32159 landed at this number or higher (50%). The median one sat 57 days before it went under contract, and this one is on day 159 after a $20,000 cut.

Sample: 264 closed home sales in 32159 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,779/mo
Principal & interest$2,034
Property taxes$450
Insurance$195
HOA$100
Down payment20% · $78,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$390,000

$211 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,850 sq ft

Time on market

159 days

Year built

2024

Monthly payment

About $2,779/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,400 annual tax bill, insurance, and the $100/mo HOA fee.

HOA fee

$100/mo

Managed by LAKES OF LADY LAKE.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLISTWITHFREEDOM.COMListing agent: Ralph HarveyListing data from Stellar MLS, MLS# W7885433.

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