14468 Middle Fairway Dr, photo 1
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Overview

3 bd2 ba1,859 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,007.57/qtr
Built1999
Lot5,178 sqft
Living area1,859 sqft
Price / sqft$159
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomStone CountersWalk-in Closet(s)

14468 Middle Fairway Dr is a 1999-built home in Silverthorn Ph 3, Spring Hill. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,859 square feet of living space. Listed at $295,000 (about $159/sqft), 156 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,007.57 quarterly.

From the listing

One or more photo(s) has been virtually staged. Competitively priced! Nestled within the highly desirable Silverthorn Community, this beautifully maintained residence at 14468 Middle Fairway Drive offers the perfect combination of comfort, elegance, and low-maintenance Florida living. Located within a gated golf course community known for its scenic beauty, resort-style amenities, and convenient access to shopping, dining, medical facilities, and the Suncoast Parkway, this home is truly move-in ready. This spacious 3-bedroom, 2-bathroom home, (3rd bedroom /office) and a 2-car garage — offers 1,859 square feet of thoughtfully designed living space with an expanded great room layout ideal for both everyday living and entertaining. From the moment you enter, you’ll appreciate the abundance of natural light, neutral palette, and tasteful upgrades throughout. Recent improvements include new luxury vinyl plank flooring throughout, a brand-new HVAC system installed in March 2026, epoxy-coated garage flooring, and custom built-in garage storage. The roof is approximately 9 years old, adding additional peace of mind. Beautiful stained-glass accents in the kitchen and office/third bedroom add warmth and character rarely found in today’s homes. The kitchen is both stylish and functional, featuring white cabinetry, granite countertops, stainless steel appliances, and a convenient breakfast bar overlooking the main living area. The spacious primary suite is privately located at the rear of the home and features dual closets, a soaking garden tub, step-in shower, and transom window that fills the space with natural light. A thoughtfully designed split-bedroom floor plan provides privacy for guests, with the second bedroom and adjacent bath located toward the front of the home. A pocket door creates the option for a private guest suite or secondary ensuite arrangement. The office/flex room includes built-in shelving and can easily be converted into a traditional third bedroom if desired. You’ll also appreciate the interior laundry room complete with abundant cabinetry, large pantry space, utility tub, and front-load washer and dryer with pedestal storage. Outdoor living is equally inviting with a vinyl-enclosed rear lanai perfect for year-round enjoyment, along with a screened front entry that welcomes in fresh Florida breezes. Adding to the appeal, the HOA-maintained exterior services include exterior painting, lawn mowing, trimming, edging, and sprinkler maintenance — allowing for truly carefree living so you can spend more time enjoying the community amenities. Silverthorn offers a Jr. Olympic pool, fitness center, tennis and pickle ball courts, a playground, community center with library, craft and card room and beautiful event room. The Silverthorn wine and grill is open Tuesday through Sunday for lunch and dinner and offers great entertainment weekly. The premier golf course is available for private pay, and you will enjoy the active lifestyle Silverthorn is known for. Whether relaxing on the lanai, entertaining friends and family, or enjoying the beautifully maintained community surroundings, this exceptional home offers the Florida lifestyle buyers have been waiting for.

The essentials

Built
1999
Price / sqft
$159
On market
156 days
Annual tax
$3,873
HOA
$1,007.57/qtr
Flood zone
X · Low risk
Lot
5,178 sqft
Type
Single Family Residence

At a glance

Single family
Built 1999
Community pool
Fitness center too
2 car garage
Off Street
5,178 sqft lot
Lot size
1,859 sqft
Living area

Payment

Est. monthly payment
$2,345/mo
Down payment (20%)
$59,000
Property taxes
$323/mo
HOA
$1,007.57/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1999
Lot
5,178 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Off Street
Days on Market
156
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Walk-in Closet(s)
Rain Gutters
Sidewalk
Sprinkler Metered
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Pine Grove Elementary School
Middle
West Hernando Middle School
High
Hernando High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,873
Parcel #
R11-223-18-3493-0000-1030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silverthorn Ph 3
County
Hernando
MLS Area
34609 - Spring Hill/Brooksville
Lot Size
5,178 sqft
ClearedLandscapedLevelNear Golf CourseSidewalkPaved
HOA
$1,007.57/qtr
Stephanie Curtis

Price history

Date
Event
Price
8/30/2026
Price change
Source: Stellar MLS #W7885563
$295,000-1.7%
$159/sqft
-
Price change
Source: Stellar MLS #W7885563
$300,000-11.8%
$161/sqft
5/8/2026
Listed for sale
Source: Stellar MLS #W7885563
$340,000+17.2%
$183/sqft
5/23/2023
Sold
Source: Hernando County Public Record
$290,000
$156/sqft

Neighborhood

14468 Middle Fairway Dr
Spring Hill, FL, 34609 · 34609 - Spring Hill/Brooksville

Market insights

Offer Insights

Choose an offer strength

List price: $295,000
$292,500 – $295,000
99.5% – 100% of listTops out right at the list price
80% of listList price
193 of the last 365 home closings in 34609 landed at this number or higher (53%). The median one sat 34 days before it went under contract, and this one is on day 156 after a $45,000 cut.

Sample: 365 closed home sales in 34609 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,345/mo
Principal & interest$1,539
Property taxes$323
Insurance$148
HOA$336
Down payment20% · $59,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$295,000

$159 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,859 sq ft

Time on market

156 days

Year built

1999

Monthly payment

About $2,345/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,873 annual tax bill, insurance, and the $1,007.57/qtr HOA fee.

HOA fee

$1,007.57/qtr

Managed by Stephanie Curtis.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHOMAN REALTY GROUP INCListing agent: Beth PowandaListing data from Stellar MLS, MLS# W7885563.

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