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Active
3
beds
2
baths
1,338
sqft
1
garage
Listed by NAMASTE REALTY LLC· Last updated · MLS# W7886616
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CARLTON H C ADD
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
Kitchen/Family Room ComboSolid Surface CountersBalconyDishwasherDisposalMicrowaveRangeRefrigerator
1405 40th St S is a 2026-built home in Carlton H C Add, St Petersburg. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,338 square feet of living space. Listed at $425,000 (about $318/sqft), 43 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
From the listing
Under Construction. NEW CONSTRUCTION- Move in this beautiful new construction, part of the City of St Petersburg Lot Disposition program. This program is income restricted and comes with available downpayment assistance and conditions. Down Payment as high as $75,000 for qualified applicants. Move in this new construction- large 3 bedrooms, 2 baths, 1 car garage. Inside laundry room, large kitchen, impact windows and covered porches. The home will be ready to move in September 2026.
The essentials
Built
2026
Price / sqft
$318
On market
55 days
Annual tax
$0
Flood zone
X · Low risk
Lot
6,242 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2026
Lot
6,242 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
55
Kitchen/Family Room Combo
Solid Surface Counters
Balcony
Dishwasher
Disposal
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$0
Parcel #
27-31-16-13518-000-0030
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Carlton H C Add
County
Pinellas
MLS Area
33711 - St Pete/Gulfport
Lot Size
6,242 sqft
Date
Event
Price
6/24/2026
Listed for sale
Source: Stellar MLS #W7886616
$425,000
$318/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,967
Principal, interest, tax, insurance
- P&I$2,217
- Tax$450
- Insurance$300
Loan Amount
$340,000
Down Payment %
20.0%
First Year Summary
Principal
$3,589
Interest
$23,010
Balance
$336,411
Total Interest
$457,956
Total Cost
$797,956
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