3184 Rose Arbor Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot5,753 sqft

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About this home

3184 Rose Arbor Dr is a home in Hernando Beach, Hernando Beach. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Build your Florida waterfront dream in beautiful Hernando Beach! This CLEARED WATERFRONT LOT is tucked away on a unique cul-de-sac that is surrounded by canals on all three sides, offering an incredible setting for enjoying the laid-back coastal lifestyle. Situated along a wide canal, the property features a NEWLY ADDED 85-FOOT SEAWALL—a major improvement already completed for the future owner. With the lot cleared and the seawall in place, you’re one step closer to bringing your vision for a custom waterfront retreat to life. Enjoy boating, fishing, kayaking, beautiful water views, and everything that makes Hernando Beach such a special place to call home. You’ll also be close to everything the community has including local favorites like the Lazy Lizard, the VFW, waterfront dining, marinas, parks, and some of the best fishing and boating along Florida’s Nature Coast. Whether you’re looking to build a primary residence, weekend getaway, or waterfront investment, this is your opportunity to own a cleared waterfront lot in one of Hernando Beach’s distinctive canal communities. Bring your plans and start creating your own piece of the Florida waterfront lifestyle! Added value for future construction—geotechnical soil testing has already been completed, including two soil borings to approximately 20 feet, with a geotechnical engineering report and foundation recommendations available.

The essentials

On market
32 days
Annual tax
$985
Flood zone
AE
Lot
5,753 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Saltwater
5,753 sqft lot
Lot size

Payment

Est. monthly payment
$1,083/mo
Down payment (20%)
$35,000
Property taxes
$82/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
5,753 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Saltwater, Canal Front
Days on Market
32
Flood Zone AE
Annual Tax (2025)
$985
Parcel #
R13-223-16-2390-1290-0240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hernando Beach
County
Hernando
MLS Area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size
5,753 sqft
ClearedCul-De-SacStreet Dead-EndPaved

Price history

Date
Event
Price
9/8/2026
Listed for sale
Source: Stellar MLS #W7889303
$175,000

Neighborhood

3184 Rose Arbor Dr
Hernando Beach, FL, 34607 · 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch

Calculator

Est. monthly payment
$1,082/mo
Principal & interest$913
Property taxes$82
Insurance$88
Down payment20% · $35,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$175,000

Time on market

32 days

Monthly payment

About $1,083/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $985 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byTROPIC SHORES REALTY LLCListing agent: Victoria PerezListing data from Stellar MLS, MLS# W7889303.

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