ActiveOpen House

2640 Orchard Highlands Dr, Palm Harbor, FL, 34684

$232/sqft·Valencia Heights

4 bd3 ba2,264 sqftSingle Family
Listed by SANDPEAK REALTY· Last updated · MLS# W7889363

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Est. monthly payment
$3,446/mo
Down payment (20%)
$105,000
Property taxes
$446/mo
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1987
Private pool
Gunite
7,322 sqft lot
Lot size
2,264 sqft
Living area

Open house

Saturday, Sep 12· 4:00 PM to 7:00 PM

About this home

Built-in FeaturesCeiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSolid Surface CountersWalk-in Closet(s)Private EntrancePrivate Mailbox

2640 Orchard Highlands Dr is a 1987-built home in Valencia Heights, Palm Harbor. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,264 square feet of living space. Listed at $525,000 (about $232/sqft), 0 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this light and bright 4-bedroom, 3-bath POOL HOME situated on a spacious CORNER LOT in desirable Valencia Heights with NO HOA and located in a NO FLOOD ZONE! Offering a flexible floor plan with a SEPARATE IN-LAW SUITE, this home provides plenty of space for multi-generational living, guests, a home office, or other possibilities. Step inside to an inviting living and dining room combination filled with natural light from the many windows and highlighted by a freestanding WOOD-BURNING FIREPLACE. Porcelain tile flows throughout most of the home, and the updated kitchen is conveniently located at the heart of the living space. Just off the kitchen is a large closet pantry and laundry room with washer and dryer hookups. The primary suite features a spacious WALK-IN CLOSET, dual sinks, and a walk-in shower with double-door entry. Two additional bedrooms and a full bath complete the main living area. At the rear of the home, an open hallway leads to the private 4th bedroom and 3rd full bathroom, creating a spacious IN-LAW SUITE with its own living area, generous storage closets, walk-in shower, SEPARATE ENTRANCE, and its own driveway along the side of the home. This flexible space offers excellent separation and privacy for extended family, guests, or other uses. Step outside to your private backyard retreat featuring a POOL surrounded by a fully fenced 6-FT WHITE VINYL PRIVACY FENCE. The pool deck includes a separately fenced GARDEN AREA ready for fresh vegetables, herbs, or flowers, while a section of lawn turf beside the pool provides a great spot for lounge chairs and relaxing in the Florida sunshine. A storage shed with ELECTRIC plus an additional covered storage area provides plenty of room for tools, equipment, and outdoor toys. Major improvements include a ROOF 2024, Windows and Doors 2018, newer electrical panel with whole home surge protector and prewired for home generator, irrigation system, and recently installed gutters. The pool filter was JUST REPLACED, and the pool motor was replaced approximately three years ago. HVAC 2014. LOCATION is another highlight! Enjoy being near Lake Valencia and its park, playground, boardwalk, and walking paths, along with sidewalks throughout the community. Conveniently located just minutes from schools, shopping, medical facilities, dining, and everyday conveniences.

The essentials

Built
1987
Price / sqft
$232
On market
2 days
Annual tax
$5,349
Flood zone
X · Low risk
Lot
7,322 sqft
Type
Single Family Residence

Location

2640 Orchard Highlands Dr
Palm Harbor, FL, 34684·34684 - Palm Harbor
Type
Single Family Residence
Year Built
1987
Lot
7,322 sqft
Cooling
Central Air, Mini-Split Unit(s), Wall/Window Unit(s)
Heating
Central, Electric
Parking
Driveway
Pool
Gunite, In Ground
Days on Market
2
Built-in Features
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Walk-in Closet(s)
Private Entrance
Private Mailbox
Rain Gutters
Sidewalk
Storage
Dishwasher
Microwave
Range
Refrigerator

Elementary

Lake St George Elementary-PN

Middle

Palm Harbor Middle-PN

High

Countryside High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$5,349

Parcel #

08-28-16-93605-001-0320

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Valencia Heights

County

Pinellas

MLS Area

34684 - Palm Harbor

Lot Size

7,322 sqft

Corner LotIn CountySidewalkPaved
Date
Event
Price
9/9/2026
Listed for sale
Source: Stellar MLS #W7889363
$525,000+162.5%
$232/sqft
12/1/2020
Sold
Source: Pinellas County Public Record
$200,000
$88/sqft
Est. monthly payment$3,446/mo
Principal & interest$2,738
Property taxes$446
Insurance$263
Down payment20% · $105,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $525,000
$515,000 – $525,000
98.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 34684 landed at this number or higher (50%). The median one sat 15 days before it went under contract, and this one is on day 2.

Sample: 109 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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