2876 Lake Valencia Blvd E, photo 1
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Overview

4 bd3 ba2,412 sqft2 car garageSingle Family
TypeSingle Family
HOA$350/yr
Built1984
Lot10,420 sqft
Living area2,412 sqft
Price / sqft$269
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsBalconyRangeRefrigerator

2876 Lake Valencia Blvd E is a 1984-built home in Lake Valencia -, Palm Harbor. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,412 square feet of living space. Listed at $649,900 (about $269/sqft), 102 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 annually.

From the listing

Virtually Staged. LAKEFRONT LUXURY MEETS THE FLORIDA LIFESTYLE! ? Private pool, beautiful water views, 4 bedrooms, 3 full baths, and 2,412 sq. ft. of spacious living in desirable Palm Harbor. This exceptional home offers your own private retreat with resort-style outdoor living, a 2022 roof, 2-car garage, and a non-flood-zone location. Imagine waking up to tranquil lake views, enjoying your morning coffee by the pool, and ending the day entertaining beneath the Florida sky. Inside, an expansive and versatile floor plan provides plenty of room for family, guests, and effortless entertaining, while abundant natural light creates a bright and inviting atmosphere. The private outdoor setting is truly the star of the show, combining a sparkling pool with a peaceful lake backdrop for the ultimate Florida escape. An upstairs balcony adds another place to relax and enjoy the scenery. Perfectly positioned near Gulf beaches, Honeymoon Island, the Pinellas Trail, golf, shopping, dining, and everything Palm Harbor has to offer, this home delivers the lifestyle buyers dream about. A private pool. A beautiful lake setting. A prime Palm Harbor location. This is the Florida lifestyle you've been waiting for. Schedule your private showing today!

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The essentials

Built
1984
Price / sqft
$269
On market
102 days
Annual tax
$175
HOA
$350/yr
Flood zone
X · Low risk
Lot
10,420 sqft
Type
Single Family Residence

At a glance

Single family
Built 1984
Waterfront
Lake Front
Private pool
Gunite
2 car garage
10,420 sqft lot
Lot size

Payment

Est. monthly payment
$3,758/mo
Down payment (20%)
$129,980
Property taxes
$15/mo
HOA
$350/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1984
Lot
10,420 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite
Waterfront
Lake Front
Days on Market
102
High Ceilings
Balcony
Range
Refrigerator
Elementary
Lake St George Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$175
Parcel #
08-28-16-48835-015-0380

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Valencia -
County
Pinellas
MLS Area
34684 - Palm Harbor
Lot Size
10,420 sqft
Unincorporated
HOA
$350/yr
Sue Marino

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #TB8525279
$649,900
$269/sqft
-
Price change
Source: Stellar MLS #TB8525279
$650,000-5.8%
$269/sqft
7/2/2026
Listed for sale
Source: Stellar MLS #TB8525279
$689,999
$286/sqft

Neighborhood

2876 Lake Valencia Blvd E
Palm Harbor, FL, 34684 · 34684 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $649,900
$640,000 – $649,900
98.4% – 100% of listTops out right at the list price
80% of listList price
71 of the last 140 home closings in 34684 landed at this number or higher (51%). The median one sat 19 days before it went under contract, and this one is on day 102 after a $40,099 cut.

Sample: 140 closed home sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,758/mo
Principal & interest$3,389
Property taxes$15
Insurance$325
HOA$29
Down payment20% · $129,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$649,900

$269 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,412 sq ft

Time on market

102 days

Year built

1984

Monthly payment

About $3,758/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $175 annual tax bill, insurance, and the $350/yr HOA fee.

HOA fee

$350/yr

Managed by Sue Marino.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCHARLES RUTENBERG REALTY INCListing agent: Mike SherrardListing data from Stellar MLS, MLS# TB8525279.

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