What it costs to own a home in Casselberry

Seminole County, Florida

Owning a single-family home at the median sale price in Casselberry ($405,000) costs about $2,838 a month with 20% down at 6.8%: $2,112 for the mortgage, $523 property tax and $203 insurance. Homes in an HOA or CDD add about $35 a month for an HOA (46% of house listings report one).

Monthly, before HOA/CDD
$2,838
Mortgage$324,000 loan, 6.8%, 30 years$2,112
Property taxNew-owner estimate$523
InsuranceVaries most by roof, age and flood zone$203
Plus HOA, if the home has oneCity median; 46% of single-family listings report one+$35

Cash at closing: $81,000 down plus closing costs.

The market
Single-family, median sale90 closed sales$405,000
Single-family, asking nowHomes for sale today$422,500
Price per square foot, sales$235
Days on market, recent sales15
Sale price vs. original asking98%
Homes for sale now120
See homes for sale in Casselberry

Owning in Casselberry: questions

How much does it cost to own a home in Casselberry, FL?

Owning a single-family home at the median sale price in Casselberry ($405,000) costs about $2,838 a month with 20% down at 6.8%: $2,112 for the mortgage, $523 property tax and $203 insurance. Homes in an HOA or CDD add about $35 a month for an HOA (46% of house listings report one).

How much is property tax in Casselberry?

Sellers in Casselberry report a median tax bill of about 0.93% of the price. That number is low for a buyer: Florida's Save Our Homes cap holds down a long-time owner's assessment, and it resets after a sale. We budget 1.55% of the price for a new owner until the county's estimator says otherwise.

Do most homes in Casselberry have an HOA or CDD?

65% of recent listings report an HOA or condo association fee, median $2,297 a year. For single-family listings it's 46%, median $425 a year. Of listings that say whether a CDD applies, 0% have one. A blank fee on a listing usually means no association but isn't confirmed, so these are shares of listings that report a fee, not of all homes. Fees vary a lot by community, so check the community pages below before you compare homes.

How fast do homes sell in Casselberry?

Homes that sold recently spent a median 15 days on the market and sold for 98% of their original asking price. There are 120 homes for sale right now.

Where do these numbers come from?

Stellar MLS via Repliers listings and sales in Casselberry, 2026-01 to 2026-10, one data point per address (272 homes, 126 of them closed sales by closing date). Prices are closed sales only; asking prices are shown separately. This covers housing costs, not utilities, upkeep or the rest of a household budget. The mortgage, tax and insurance math uses the same assumptions as every monthly estimate on this site: 20% down, 6.8% rate, 30-year loan, tax 1.55% and insurance 0.6% of the price a year. Insurance in particular varies by age, roof and flood zone, so get quotes on any home you're serious about.

Source: Stellar MLS via Repliers, 2026-01 to 2026-10. Updated 2026-10-11. Estimates, not quotes.

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