What it costs to own a home in Casselberry
Seminole County, Florida
Owning a single-family home at the median sale price in Casselberry ($405,000) costs about $2,838 a month with 20% down at 6.8%: $2,112 for the mortgage, $523 property tax and $203 insurance. Homes in an HOA or CDD add about $35 a month for an HOA (46% of house listings report one).
| Mortgage$324,000 loan, 6.8%, 30 years | $2,112 |
| Property taxNew-owner estimate | $523 |
| InsuranceVaries most by roof, age and flood zone | $203 |
| Plus HOA, if the home has oneCity median; 46% of single-family listings report one | +$35 |
Cash at closing: $81,000 down plus closing costs.
| Single-family, median sale90 closed sales | $405,000 |
| Single-family, asking nowHomes for sale today | $422,500 |
| Price per square foot, sales | $235 |
| Days on market, recent sales | 15 |
| Sale price vs. original asking | 98% |
| Homes for sale now | 120 |
Owning in Casselberry: questions
How much does it cost to own a home in Casselberry, FL?
Owning a single-family home at the median sale price in Casselberry ($405,000) costs about $2,838 a month with 20% down at 6.8%: $2,112 for the mortgage, $523 property tax and $203 insurance. Homes in an HOA or CDD add about $35 a month for an HOA (46% of house listings report one).
How much is property tax in Casselberry?
Sellers in Casselberry report a median tax bill of about 0.93% of the price. That number is low for a buyer: Florida's Save Our Homes cap holds down a long-time owner's assessment, and it resets after a sale. We budget 1.55% of the price for a new owner until the county's estimator says otherwise.
Do most homes in Casselberry have an HOA or CDD?
65% of recent listings report an HOA or condo association fee, median $2,297 a year. For single-family listings it's 46%, median $425 a year. Of listings that say whether a CDD applies, 0% have one. A blank fee on a listing usually means no association but isn't confirmed, so these are shares of listings that report a fee, not of all homes. Fees vary a lot by community, so check the community pages below before you compare homes.
How fast do homes sell in Casselberry?
Homes that sold recently spent a median 15 days on the market and sold for 98% of their original asking price. There are 120 homes for sale right now.
Where do these numbers come from?
Stellar MLS via Repliers listings and sales in Casselberry, 2026-01 to 2026-10, one data point per address (272 homes, 126 of them closed sales by closing date). Prices are closed sales only; asking prices are shown separately. This covers housing costs, not utilities, upkeep or the rest of a household budget. The mortgage, tax and insurance math uses the same assumptions as every monthly estimate on this site: 20% down, 6.8% rate, 30-year loan, tax 1.55% and insurance 0.6% of the price a year. Insurance in particular varies by age, roof and flood zone, so get quotes on any home you're serious about.
Source: Stellar MLS via Repliers, 2026-01 to 2026-10. Updated 2026-10-11. Estimates, not quotes.
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